Yuma Group Health Insurance & Employee Benefits Plans

Group Health Insurance and Employee Benefits

Despite the desire of employees to gain access to healthcare, many employers are concerned about the cost of sponsoring group health insurance. It’s a costly benefit to offer, but doing so typically earns advantages for the employer as well. For example, several studies have shown that workers with health insurance are more productive and more likely to express loyalty to their company.

Employers can recoup some of the premium cost through tax deductions and often share the expense with enrolled workers. Furthermore, they may save on the cost of recruiting and training as their turnover decreases.

What to Look For In An Insurance Provider

If you have decided that your company will include health insurance in your benefits program, the next step is to identify the right insurance provider. But first, you will need to conduct research so you can evaluate the options for coverage. Some considerations when you are choosing an insurance company are these:

1. Financial stability. Investigate whether the insurer you choose has the resources to meet its obligations even if claims are high.
2. Reputation and customer service. Choose an insurer that maintains a focus on customer service, including speedy claims processing and response to inquiries.
3. Network strength. If your program offers a PPO or HMO structure, it’s essential that the network of providers includes the doctors and hospitals that your employees want to have access to.

Benefits of Working With An Insurance Broker

You are right if you think that researching and evaluating numerous insurance companies will take a lot of time. Most likely, you would prefer to focus your time and energy on running your company. In that case, consider partnering with an independent broker like Taylor Benefits Insurance. A broker is a trusted advisor that can offer you unbiased recommendations for products and providers that will bring value to your company and your team.

Who We Are

Taylor Benefits Insurance is a respected broker with more than 35 years of experience helping our customers select, implement, and administer ideal benefits packages. We are dedicated to providing exceptional service to every client. We know we can help you design a comprehensive and affordable benefits program, and we guarantee that the program will comply with applicable regulations, including the ACA.

Insurance Products By Taylor Benefits

At Taylor Benefits, we offer the following group health insurance and employee benefit options:

• Group health insurance
• Vision insurance
• Medical insurance
• Affordable Care Act (ACA) compliance
• Dental Insurance
• Employee benefits packages and wellness plans
• Long-term disability insurance
• Short-term disability insurance

• Group retirement plans
• Health savings plans (HSA)
• 401(k) plans
• Flexible Spending Account (FSA)
• Long-term care plans
• Employee pensions
• Section 125 cafeteria plans

Are you looking for a Group Health Insurance and Employee Benefits Plan? Click the quote button to get an instant quote.

Why Taylor Benefits

Taylor Benefits Insurance works with large and small companies across the country to design and implement comprehensive benefits plans. We can often help you gain access to lower rates for the policies you want due to our ability to leverage our size and industry networks.

Our consultants take the time to get to know you and your business, including your objectives, operations, and budget, so we can recommend the best products to include in your benefits package. Furthermore, our consultants will perform regular assessments of your program to ensure that it remains compliant as well as competitive.

Since we are not affiliated with any insurance providers, our recommendations are made in your best interest. We will help you creat a plan that meets your employees’ needs without breaking your budget.

Get in Touch

When you are ready to make a positive change in your approach to employee benefits, we are here to help! Reach out for a free consultation and estimate. Just call 800-903-6066 today.