Consult with one of our brokers at Taylor Benefits Insurance Agency if you wish to give those that work with you the best benefits and care. Immediately, we’ll get to business and begin planning your group health insurance and employee benefit plans. Our relationships with these insurance the most dependable insurance carriers throughout the State of California makes it possible for us to offer our clients whatever they desire at a price that doesn’t exceed their company’s budget.
We do offer the basic healthcare plans such as PPO and HMO as well as flex spending and savings accounts. These plans tend to be popular among most companies offering employee benefits and insurance. Below are brief explanations of each plan.
PPO- this plan allows employees to choose the healthcare provider or facility of their choice. While this plan offers more freedom, employees can save more by using in-network providers.
HMO- this is a plan through a health maintenance organization. Employees must use in-network health providers specified by the health organization.
FSA- this is a flex spending account offered through the Section 125 cafeteria plan. The money can be used to pay for unforeseen healthcare expenses.
HSA- a health savings account that keeps earned income tax-free and available for use towards healthcare expenses uncovered by health insurance.
Before deciding on benefits and insurance, find out what your employees want most. Discuss workers compensation, group benefit programs, 401(k), pension and retirement planning, and anything else that might be of interest with one of our brokers. After consulting, we’ll come up with the perfect health insurance and employee benefit plan.
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