Welcome to Taylor Benefits, the leading group health insurance and benefits agent in Watsonville and Santa Cruz County! With more than two decades of experience, we have the know-how to find the right plan for you and your business! We offer a variety of affordable, flexible options for local businesses regardless of size or industry, including the following options:
Tax-sheltered Accounts – One of the ways that an employer can improve the health spending options available to their employees is through health savings accounts that use pretax dollars to pay for medical costs. Flex spending (FSA) and health savings accounts (HSA) can be very helpful in offsetting the out of pocket costs for healthcare services, but comparatively few employees take advantage of them. According to recent statistics, 85% of employers are offering a flex spending account, but only about 20% of eligible employees are enrolled. Part of the reason is that money put aside for these tax-sheltered health accounts had to be spent by the end of the year–there was no ability to carry over the leftover funds into the next calendar year. That is no longer the case. As a result of new rules enacted in 2013, many companies are taking advantage of the change by offering a $500 carry over from year to year for FSAs.
To learn more about flex spending accounts and what expenses qualify for payment, visit this resource from Healthcare.gov that has more information
Controlling Costs – As with any aspect of a business, managing costs and expectations is part of the process. Providing health insurance and benefits to your employees is no different. At Taylor Benefits, we work with our clients to determine their unique needs when it comes to insurance plan options and coverage choices for their business. As a result, we are able to craft customized benefit solutions that fit perfectly with the goals of your business and the expectations of your employees. We have more than 25 years of experience on the Central Coast, helping businesses of all sizes and from a variety of different industries.
Are you looking for a Watsonville Group Health Insurance & Employee Benefit Plans? Click the quote button below to get an instant quote.
We’re ready to help! Call today: 800-903-6066