Washington Terrace Group Health Insurance & Employee Benefit Plans

Advantages of Group Health Insurance and Employee Benefits

Providing group health insurance has become the norm rather than the exception. Employers are increasingly becoming aware of the benefits and are now at the forefront in ensuring that their employees have comprehensive coverage. The advantages of group health insurance and employee benefits include:

• Motivation – Providing group health insurance is a great way to motivate your employees. Motivated employees are happier and more productive.
• Tax benefits – Group health insurance is treated as a business expense. It is 100% tax deductible and it reduces your tax liability. You can reinvest this money back into your business.
• Recruitment and retention tool – Employee benefits are highly sought-after and they are one of the major reasons for employment. Thus, you will be in a position to attract the most qualified and talented individuals for recruitment and retain them.
• Improved employer/employee relationship – By providing employee benefits, you demonstrate to your employees that you care about their well-being and this greatly improves your working relationship.

How to Choose an Insurance Company

As you shop for an insurance plan, consider your options carefully so as to choose a company which offers products that are specific to your needs. Factors which a company must possess as a bare minimum include:

• Reputation – Strive to work with a company which has a good reputation. Check areas like service delivery, customer satisfaction, and claims handling.
• Customer service – Great customer support should be available to respond to your questions and offer clarifications. They should be reachable day and night through various channels.
• Financial stability – It is important to work with a company which is financially stable to be sure that they are able to offer compensation when the need arises.

Benefits of an Insurance Broker

Brokers come in handy during the purchase of an insurance plan. They are very knowledgeable and they understand the insurance market very well. The benefits of a broker include:

• Brokers are well trained and experienced which makes them experts in the industry. They are able to understand your needs and suggest the most suitable coverage.
• They work with various insurers so they have access to several products. This gives you plenty of options to choose from.
• The claims process is quite overwhelming and complicated. A broker is able to liaise with the insurance company to answer questions on your behalf and complete all formalities for a quick compensation.

Who We Are

At Taylor Benefits, we ensure that we understand your business requirements and goals so as to customize the most suitable group health insurance plans. With over 30 years of experience, we understand your struggles, so we guide you to make the best decisions for your company. We work with all competitive carriers to ensure that you get the best plan options and prices in the market. We also help you handle the administration of your benefits plans throughout the year. When it’s time to make a renewal, we shop the market to ensure that your carriers are still holding a competitive position in the market. Washington Terrace employers will benefit from our Cobra administration which is offered through 3^rd party administrators.

Insurance Products by Taylor Benefits

We offer group health insurance and employee benefits products which include:

Reasons to Choose Taylor Benefits

At Taylor Benefits, we offer unmatched group health insurance plans which are customized to meet the unique needs of your employees. We guide you through the process to ensure that you acquire the right plans which are very competitive. Our plans are very affordable as we care about your bottom line. We also assist you with the claims management to ensure a fair compensation.

Get in Touch

Our team of experts is on standby to help you choose the right group health insurance plan for your staff. Call us now on our toll-free number, 800-903-6066, for a free consultation or request for a quote.