Union City Group Health Insurance & Employee Benefit Plans

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Managed Care – Managed care health plans, sometimes referred to as an HMO, is a group coverage plan in which health care professionals agree to offer services to a group at a discounted price. The health care providers under a managed care plan are referred to as a “network” and, to maximize coverage and limit costs, covered employees must receive their health care from within the network of partnered providers. Terms and costs can vary under a managed care plan, but it is one of the more popular ways of reducing costs under a group health plan.

Executive Benefits – Executive benefit plans are generally reserved for employees that are essential to the successful operation of a business and they can be a great way to incentive your best employees to stay with the company. There are no specific requirements for executive benefit plans, which means that they are offered at the discretion of the business, rather than a standard group plan that is open to everyone. Because of this, executive benefit plans are focused on retirement benefits, rather than health care options.

Plan Selection – Selecting the right employee health care plan option is a big decision which can have far-reaching implications–especially if you select one that doesn’t match up with the needs of your business. That’s why we offer guidance and advising to help you navigate through all the choices to find the combination of services and savings that will work best for you and your employees.

COBRA Explained – A resource from the Department of Labor that explains COBRA and the continuation of health care benefits for employees who have lost their coverage. There are also several information resources and links available on the website.

California Department of Managed Health Care – The California DMHC oversees managed care health plans for the state (also known as HMO’s or Health Maintenance Organizations).

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