Get the greatest coverage and benefits for your employees by consulting with one of our brokers at Taylor Benefits Insurance Agency. We will provide you with more information and start planning your business’s exclusive group health and benefit plan by searching our database of topnotch insurance carriers throughout California and surrounding states. Our relationships with these insurance agents allow us to offer these services at a lower cost.
Of course, we offer some of the basic plans such as PPO, HMO, FSA and HSA. These plans sum up the services and how the employees can take advantage of them. Our brokers will help you to understand these plans better but below you can find some brief explanations of each one.
PPO- this plan allows employees to choose the healthcare provider or facility of their choice. While this plan offers more freedom, employees can save more by using in-network providers.
HMO- this is a plan through a health maintenance organization. Employees must use in-network health providers specified by the health organization.
FSA- this is a flex spending account offered through the Section 125 cafeteria plan. The money can be used to pay for unforeseen healthcare expenses.
HSA- a health savings account that keeps earned income tax-free and available for use towards healthcare expenses uncovered by health insurance.
Talk over these plans and any employee benefit programs that you think are good for your employees and their families. Discuss workers compensation, group benefit programs, 401(k), pension and retirement planning, and anything else that might be of interest. Then, allow our brokers to fabricate the perfect health insurance and employee benefit plan at a cost that appeals to your business’s financial status.
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