Talladega Group Health Insurance & Employee Benefits Plans

Talladega, AL is nestled next to the Talladega National Forest, located about 50 miles from Birmingham. It has approximately 15,000 residents, offering a skilled labor pool for local employers. Companies that want an advantage in recruiting and retaining high quality workers in Talladega should consider including group health insurance in their employee benefits program.

The reason to incorporate health care into your benefits plan is twofold. First, prospective employees place a high value on access to employer-sponsored health insurance. Second, workers with good, affordable coverage are shown to be more productive as well as loyal to their company.

Group Health Insurance and Employee Benefits

As an employer in the Talladega community, you know that your employees want competitive pay and great benefits. Of course, you have to balance the employees’ needs with your operational priorities, including a budget.

Health insurance is costly, even if you share the premium expense with the employees who choose to subscribe. However, you may be able to recoup some of the cost using tax deductions. Furthermore, a good benefits plan will reduce turnover, which saves money on hiring and training.

What to Look For In an Insurance Provider

Once you decide to incorporate health insurance into your benefits plan, you still have to engage an insurance provider. That means researching the best matches, determining what you want to offer, and learning a lot about health insurance options.

As you consider your options, include these factors in your evaluation:

• Is the insurer well-respected and financially secure? It’s crucial that your insurance provider is able to meet their financial obligations.
• Does the insurer deliver excellent customer service and prompt claim processing? If your employees are unhappy with the service, you lose the advantage of offering health coverage.
• Does the provider network include the doctors and facilities that your workers want to use? A narrow network can cause member dissatisfaction.

Benefits of Working with an Insurance Broker

Rather than devote a lot of time and energy to researching insurance companies, you may want to engage an independent insurance broker like Taylor Benefits.

A good broker will do the hard work for you, first developing an understanding of your business requirements and then finding appropriate products to meet those needs. Since brokers are not affiliated with specific insurance companies, we can incorporate products from multiple providers to design the ideal package for your circumstances.

Furthermore, brokers use their in-depth knowledge of the industry to choose the highest-quality providers. We can also typically negotiate lower rates on your behalf.

Call 800-903-6066 for a free consultation about Group Health Insurance and Employee Benefits Plans.