St. Bernard Parish Group Health Insurance & Employee Benefit Plans

Employers in this municipality must match the rapid growth rate by offering employee benefits that make their employees happy and satisfied, which propels businesses to success. St. Bernard Parish, Louisiana, is ranked as the fastest growing county in the United States. It has suffered destruction by Hurricane Katrina which has reduced its population to about 33,000.

Group Health Insurance and Employee Benefits

Group health insurance helps you pick the most talented and hardworking employees for recruitment. This is because it is a highly sought-after employee perk by a majority of job seekers. Providing them puts you at a competitive advantage. You will have motivated employees who are committed to their work. Since you demonstrate that you care about your employees’ welfare, they are more attached to your company and you enjoy a good employer/employee relationship.

Additionally, all workers get a uniform cover, which promotes a feeling of community and it helps build a loyal workforce. Moreover, due to the prevention and wellness cover, you will have healthier employees which reduces the need to be away on sick leave. This improves your productivity.

What to Look for in an Insurance Provider

There are some qualities which a good insurance provider must possess in order to stand out as the best for your insurance needs. These qualities include:

• Financial strength – Choose a company you can rely on, and which can meet their future financial obligations.
• Prices – Prices for insurance premiums vary from one insurance provider to another so compare them to get the most competitive prices for the best policies.
• Experience in business – The length of time a company has been in business is also an important factor to consider. Companies which have been in business for a long period of time understand the complexities of the insurance business and have many insurance policies to choose from.

Benefits of Working with an Insurance Broker

Working with an insurance broker to purchase your insurance plan ensures that you get the most suitable policy for your needs. The following are top reasons:

• Insurance brokers will work closely with you to ensure that they offer the best match for your needs because they are able to understand your unique needs.
• Insurance brokers are independent of any company’s products and services; therefore, they shop around to get the most appropriate policy for your company and employees.
• Since they are governed by a code of ethics, they ensure that all your details are confidential.
• During claims, they will personally help you in answering questions so as to get a fair compensation on time.