- Providing world class service and value for employee benefit group plans since 1987
In the competitive job market of South Fulton, GA, a comprehensive employee benefits package can be the key to attracting and retaining top talent. With a variety of health coverage options, life insurance, disability benefits, and more, employers in South Fulton are going above and beyond to provide their team members with the support they need to thrive both professionally and personally. Read on to explore the best employee benefit packages and discover how these offerings can make all the difference in securing a bright future for you and your family.
Employee benefits play a significant role in the job satisfaction and retention of workers in South Fulton, GA. Organizations offering competitive benefits packages, such as healthcare, retirement benefits, and growth opportunities, are more likely to retain their staff and maintain high morale. Some of the most prominent businesses include Delta Air Lines, United Parcel Service (UPS), Coca-Cola, State Farm Insurance Co., Cox Communications Inc., Alcon Laboratories Inc., and Kimberly-Clark Corp.
In South Fulton, GA, typical employee benefit packages include health insurance, retirement plans, paid time off, dental and vision protection, additional term life and disability insurance, flexible spending accounts, staff assistance programs, and wellness programs. Fulton County Schools provide a range of benefits, such as disability options, an employee assistance program, term and permanent life insurance options, dental and vision plans, and a long-term care program. Understanding the various options and their respective advantages is key to securing the best possible benefits for eligible team members and their dependent children.
Fulton County offers a diverse range of healthcare coverage options, including medical, dental, and vision insurance. It is important to carefully evaluate the coverage and benefits provided by each plan, as some may offer greater benefits than others.
The upcoming content provides a deeper understanding of the specific health insurance coverage options made available to workers in Fulton County.
Fulton County workers have access to three medical plan options:
These options cater to different needs and preferences, with the Consumer-Directed Health Plan featuring a high deductible healthcare and a Health Savings Account (HSA), the Anthem HSA Plan providing a high deductible health plan with an HSA, and the Kaiser HMO Plan offering comprehensive coverage with no deductible.
While the specifics and point of service for each solution may differ, all three options aim to provide comprehensive healthcare coverage to eligible team members in Fulton County. A clear understanding of the various medical insurance options available enables eligible workers to make decisions that best suit their healthcare needs, ensuring optimal coverage for themselves, eligible children and their families.
Fulton County offers dental insurance through two Aetna dental plans, through Aetna Dental. These two Aetna dental plans include the Dental PPO (DPPO) and Dental and HMO plan (DMO). The DPPO plan allows workers to choose between in-network and out-of-network benefits, providing 100% coverage for preventative exams. On the other point of service, hand, the DMO plan requires team members to utilize in-network benefits exclusively, covering preventive exams and services at 100%.
Both dental plans cover a range of dental procedures, including:
Considering the coverage and benefits offered when selecting a dental plan is key to ensuring optimal dental care for you and your family.
Employees in Fulton County can take benefit of a vision coverage provided by EyeMed Vision Care. This coverage includes exams and helps them to get access to preventive eye care services. The coverage includes:
Greater benefits are available when selecting a network provider. Vision insurance not only covers the amount still an employee’s gross salary, alone, but network benefits may also extend to dependent children, ensuring the entire family has access to quality eye care.
Fulton County’s vision protection provides the following coverage:
Offering comprehensive vision coverage, Fulton County supports team members in maintaining healthy eyesight and overall well-being.
Life insurance and disability benefits play a critical role in providing financial security for workers and their families in the event of unforeseen circumstances. Employee supplemental life insurance, including term life insurance, accidental death and injury coverage, and long-term disability protection, can provide peace of mind for team members in South Fulton, GA.
Term life insurance is a type of life insurance that provides coverage for a predetermined period, typically ranging from 10 to 30 years. It offers a death benefit to the beneficiaries of the insured should the insured pass away during the policy’s term, making it a more cost-effective option for individuals seeking temporary coverage. To ensure financial security for their loved ones, many people choose to purchase additional term life insurance together. Fulton County employers typically offer Basic Term Life and AD&D purchase term life insurance coverage in the amount of $50,000, with the option to select supplemental purchase term life insurance in increments of $25,000 up to a total coverage amount of $200,000.
Offering term life insurance eligible team members as an employee benefit provides financial protection for workers’ families in the event of their untimely death. Understanding the importance of term life insurance still an employee, and the available options empowers workers in South Fulton, GA to make decisions that secure their family’s financial future.
Accidental death and injury coverage, also known as Accidental Death and Dismemberment (AD&D) insurance, provides financial benefits to workers or their beneficiaries in the event of accidental injury, death or dismemberment. This type of coverage pays out a cash benefit when an employee dies or suffers a severe injury due to an accident, or accidental injury, and it typically only covers accidents and may not provide coverage for natural causes or illnesses.
Fulton County offers the following insurance coverage:
Providing accidental death and injury coverage allows employers to help safeguard their team members and their families in the event of unforeseen accidents.
Long-term disability insurance provides income to eligible workers if they become disabled and are unable to work for an extended or continuous period of a continuous period of time. In South Fulton, GA, benefits begin 180 days after the disability occurs and generally provide 60% of the staff’s gross salary for each month, ranging from $100 to $10,000.
Fulton County Government pays for long-term disability insurance for its workers. This valuable coverage offers financial security for workers by replacing a portion of their income should they be unable to work for an extended period due to an injury or illness. Understanding the importance of long-term disability insurance and the coverage provided equips team members to ensure they have the necessary financial support during challenging times.
Retirement planning is an essential aspect of securing a stable financial future. Employers in South Fulton, GA typically offer defined contributions, 401(a) mandatory fixed-rate retirement plans, and qualified defined contribution plans. These options provide team members with the opportunity to save for retirement, often with the added benefit of employer matching contributions.
Considering the various options available and the potential tax implications of employer contributions to retirement plans is an important part of retirement planning. By taking advantage of strategies such as:
Employees can optimize their benefits begin their retirement planning as they reach normal retirement age benefits begin with the employer matching the basic contribution portion of contributions, including the employer basic contribution portion, in their employer contributions.
Beyond the benefits previously discussed, employers in South Fulton, GA also offer a range of additional staff benefits including paid time off, education assistance, and employee assistance programs. These benefits not only enhance team members’ well-being but also contribute to a more positive and supportive work environment.
The upcoming content provides more detail on these additional benefits, including aspects of the benefits program.
Paid time off and leave policies play a significant role in promoting a healthy work-life balance for workers. These policies typically include:
The general sick leave policies may vary depending on the specific employer; therefore, it is recommended to consult the personnel policies and procedures of the respective employer or contact the Human Resources department at least one hour for further details.
In Georgia, eligible team members are entitled at least one hour each to paid parental leave for qualifying life events after six continuous months of employment, as outlined in the Code of Georgia, Title 45, Chapter 20, Article 1, Section 45-20-17. Additionally, Fulton County and the City of South Fulton provide eligible workers with up to three days of paid bereavement leave upon the death of an immediate family member.
Understanding the various paid time off and leave policies available empowers team members to better balance their personal and professional lives.
Companies in South Fulton, GA recognize the value of investing in their team members’ growth and development. Education assistance programs may include bonuses for workers who achieve licensures, professional certifications, and certification programs approved by their current department. Programs like WorkSource Fulton Youth Services offer workforce training and education programs for those aged 16-24 who are interested in gaining skills and education.
Fulton County workers also have access to professional development opportunities through the WorkSource Fulton One-Stop Career Centers and training programs and workshops to enhance personal and professional growth. By participating in these programs, workers can continue to develop their skills and knowledge, ultimately contributing to their long-term success in their chosen field.
The Employee Assistance Program (EAP) offers valuable support services to team members and their families in South Fulton, GA. These services include counseling, legal consultation, and assistance with work-life balance, all available through a confidential and easily accessible program. The EAP offers free, short-term, confidential assistance and counseling to team members and their families, addressing issues such as stress, psychiatric disorders, crises, work-related issues, marital and family issues, and substance abuse.
To access the Employee Assistance Program, workers can call 800-999-7222 or visit www.AnthemEAP.com (password: Fulton). Offering this support underlines the commitment of employers to the well-being of their team members and their families, fostering a positive and supportive work environment.
Navigating benefit enrollment and making changes to benefit selections can be a complex process. During open enrollment periods, which typically occur from county beginning of November to mid-December in South Fulton, GA, employees should:
In the event of a qualifying life event, such as a change in family status or an address change for dependent children, team members may need to update their benefit or their dependent children’ coverage selections outside of the open enrollment period. To make modifications to dependent coverage only, workers should:
Employees have certain legal rights and protections regarding their benefit packages. These include privacy and protection from discrimination in the workplace, as well as the right to access their personal data and to be informed of any potential security breaches. Employers in South Fulton, GA are required to employ physical, technical, and administrative safeguards to ensure data accuracy, integrity, and security, prevent unauthorized access, and facilitate appropriate use of personal data.
To access their personal data, workers can sign in to their account and follow the designated download process. Understanding their legal rights and protections allows team members to ensure their personal information is handled responsibly and securely.
In conclusion, a comprehensive employee and benefits program and package of employee’s salary and plan benefits is essential for attracting and retaining top talent in South Fulton, GA. From health coverage options and life insurance to retirement planning and additional team benefits, employers are committed to providing support and resources to help their team members thrive both personally and professionally. By understanding the various benefits available and their respective advantages, workers can make informed decisions to secure a bright future for themselves and their families.
Employee benefits packages typically consist still employer basic contributions and an employee amount of health care coverage, retirement benefits, and paid time off; employers are also required to provide additional federal and state mandated benefits such as COBRA, FMLA, disability coverage, and minimum wage standards.
In Georgia, employers with 50 or more full-time team members are required to offer health insurance benefits in order to comply with federal law. Failure to offer these benefits may result in penalties.
Fulton County retirees can take advantage of health, vision, dental, and life insurance benefits. The County subsidizes health and vision premiums while the retiree pays for dental and employee supplemental life insurance, in full.
Fulton County offers medical, dental, and vision insurance plans for residents to choose from, ensuring a variety of coverage and benefits that can suit any individual’s needs.
The standard open enrollment periods for employee benefits in the county years South Fulton, GA typically take place twelve consecutive month period from county beginning of November to county years of mid-December.
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066