Somerset Group Health Insurance & Employee Benefit Plans

The city of Somerset, Kentucky, is a great place to live having recorded high growth over the past few years. The responsibility of providing health insurance is largely on the shoulders of employers since the US government does not offer a nationwide insurance cover for its citizens. Employers should strive to offer group health insurance coverage that is guaranteed to boost employee satisfaction and loyalty in order to remain competitive.

Group Health Insurance and Employee Benefits

Providing employee benefits is a good way of showing your employees that you care about their welfare enough to invest in their future and health. It is a less expensive venture compared to individual plans because the risk is spread among the participants. Additionally, having a competitive employee benefit plan will help you in attracting and keeping top talent. Group health insurance helps you to improve your company’s productivity because when you have healthy employees, you are assured of fewer health risks with minimal chances of workers being away on sick leave. Moreover, your business gets tax relief since this is a business expense.

What to Look for In an Insurance Provider

Although it could be a big challenge to choose an insurance provider from the numerous available options, the work can be made easier by knowing beforehand what to look for. Some important aspects to consider when choosing your insurance provider include:

  • Financial stability – Even though many insurance providers have a good financial rating, it is always good to be sure that you can rely on them for your long-term financial needs. Check a company’s financial health by checking their ratings which is in comparison with its peer companies. The ratings are independent and their results can be found online or by visiting your local library.
  • Handling claims – Check how they respond to filed claims and complaints. They should be handled satisfactorily and professionally. This information is found in a state’s insurance department.
  • Benefits of Working with an Insurance Broker

    When purchasing an insurance policy, working with an insurance broker is beneficial. Some top benefits of working with an insurance broker include the following:

  • An insurance broker will interpret the insurance document for you and make sure that you understand all optional extras and everything not included in your cover.
  • Brokers are independent of any company’s products which ensures that they work with different insurers to select the most suitable insurance policies for you.
  • Dial 800-903-6066 and get free consultation on Somerset Group Health Insurance & Employee Benefit Plans

    Who We Are

    Taylor Benefits is a leading insurance broker operating in the city of Somerset. We work with you to understand your specific insurance needs before devising for you a custom employee benefits plan that will keep your costs low while maximizing value. For over 30 years, we have established a good working relationship with all competitive insurance carriers in the country to deliver benefits plans that are uniquely tailored for individual businesses. We offer Cobra administration through a 3rd party administrator if your company needs it. We also provide an integrated online HR management system which will help you in your employee benefits management.

    Somerset group health benefits and employee insurance plans

    Insurance Products by Taylor Benefits

    At Taylor Benefits, we offer the following group health insurance and employee benefits options:

    • Group health insurance plans
    • Employee benefits and wellness plans
    • Medical insurance
    • Dental insurance
    • Vision insurance
    • Affordable Care Act (ACA) compliance
    • Group retirement plans
    • Long-term disability insurance
    • Short-term disability plan
    • Employee pensions
    • 401(k) plans set up and servicing
    • Section 125 cafeteria plans
    • Health savings plans
    • Group life insurance
    • Long-term care plans
    • HMO and PPO

    Are you looking for a Somerset Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

    Why Taylor Benefits

    We work with different insurance carriers in the city of Somerset to provide you with the best insurance plans at competitive prices. Taylor Benefits is the insurance brokerage of choice which strives to provide tailor-made insurance plans for a successful business. We provide administration for your employee benefits plans throughout the year so you do not have to deal with them. We are independent therefore our main focus is the client. Our great communication prowess helps you get the right and relevant information to make the right decisions. We conduct audits to be sure that your plan still complies with the provisions of the Affordable Care Act (ACA) and other laws to avoid penalties.

    Get in Touch

    Get in touch with us today and let us guide you through the process of getting the most suitable group health insurance and employee benefits plan. Dial 800-903-6066 to speak to one of our agents now.

    Written by Todd Taylor

    Todd Taylor

    Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

    We’re ready to help! Call today: 800-903-6066