Sierra Vista Group Health Insurance & Employee Benefits Plans

Sierra Vista, AZ, is home to over 45,000 people. It is located in southern Arizona near the Mexico border. Sierra Vista is close enough to Tucson for workers to commute there. As a result, local employers must compete with city-based businesses for the workers they need.

Group Health Insurance and Employee Benefits

Employers looking for a tool to enhance their ability to recruit and retain workers may consider health insurance, along with paid time off and other popular benefits, to attain a competitive edge.

Employees typically put group health insurance at the top of their priority list for desired benefits, along with paid time off and help with retirement savings. The main reason for this preference is that group health insurance is often less costly for the subscriber than an individual plan and may provide better coverage.

Some companies hesitate to include health insurance in their benefits package because of the cost, but typically they will find that the benefit pays off with greater worker satisfaction, leading to lower turnover.

What to Look For In an Insurance Provider

If you decide to include health insurance in your employee benefits program, the next step is to identify a suitable provider. That move requires conducting research so you can evaluate the choices for coverage. Some considerations when you are choosing an insurance company are these:

• Financial stability. Ensure that the insurer you choose has the financial resources to meet their obligations even if claims are high.
• Reputation and customer service. Choose an insurer with a great reputation that emphasizes customer service, including both claims processing and response to inquiries.
• Network strength. If your policy includes a PPO or HMO structure, which is likely to be less costly, it’s essential that the network of providers includes the doctors and hospitals that your employees want to have access to.

Benefits of Working with an Insurance Broker

If you don’t have time to devote to researching and evaluating insurance companies (and you probably do not), consider engaging an independent broker like Taylor Benefits Insurance to help you with the task. Brokers make the selection easier and bring value to the process.

• Brokers are insurance professionals. We understand each product and are familiar with the quality of the provider options.
• Since brokers are not affiliated with specific insurance companies, we can offer unbiased recommendations regarding which products make the most sense for your company. We can suggest a combination of policies and benefits that will meet your employees’ needs.
• Brokers like Taylor Benefits Insurance can often negotiate lower rates for you by leveraging our experience and industry network.

Call 800-903-6066 for a free consultation about Sierra Vista Group Health Insurance and Employee Benefits Plans.