As a multiemployer in the City of San Luis Obispo, you must offer a comprehensive group health insurance and employee benefit plan to your employees. This satisfies the needs of those working for you as well as their families at home. For anyone not familiar with the insurance industry, finding a plan that complies with the annual changes of the Affordable Care Act can be extremely difficult and stressful. Taylor Benefits Insurance Agency is experienced and waiting to simplify the process of finding the right carrier and plan for any business in need. We work with the most renowned insurance carriers in the State of California. This helps us negotiate costs and tailor plans.
HMO- This strict yet basic health plan encourages employees to find health care within a specified network of providers and facilities. Although this plan doesn’t give much freedom to those that take advantage of it, it is much cheaper.
PPO- This more lenient plan gives all those that qualify at your company more freedom. They can choose their doctors and healthcare facilities. However, if they choose to go through in-house providers, they can save money on the healthcare services provided to them.
HSA- A tax-free savings account that’s used to provide financial relief when insurance doesn’t cover all health expenses.
FSA- A tax-free, flex spending account provided through the Section 125 cafeteria plan.
Aside from the most basic plans, we’re able to offer options such as retirement plans, 401(k), workman’s compensation, long term care, life insurance, and much more. Simply give us a call or fill out our free proposal form on our website for more information.
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