- Providing world class service and value for employee benefit group plans since 1987
The Affordable Care Act, often referred to as Obamacare, has changed the way that businesses have to approach their employee health and benefit offerings. Depending on the number of full-time employees, the requirements differ: small business with fewer than 25 full time employees may qualify for tax credits and companies with less than 50 full time employees are not required to offer health insurance.
Companies that have 50 or more full time employes and don’t offer health coverage will face a $2,000 tax per employee. There is a few ways that companies are addressing the tax, some of which may not prove effective in sustaining a business in the long run. For examples, some companies are reducing hours so that they have fewer full-time workers, but this runs the risk of losing some of your most valuable employees to companies that offer more competitive health benefits. (Not to mention the difficulty they will have in bringing in and keeping the top employment prospects in their respective industries.)
Taylor Benefits is an independent health benefit agent that serves businesses of all sizes throughout Richmond and Contra Costa County. An independent broker differs from an insurance company in that we are not limited to the offerings of just one company; you get to choose from all the insurance carriers in the state to find the best offerings for your employees and your business. Here are some of the options and services we provide:
Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.
Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”
-Ken and Linda Orvick, Orvick Management Group, Inc.
We’re ready to help! Call today: 800-903-6066