The key to discovering the best group health insurance and employee benefit plans is to go through an insurance broker with plenty of experience. Taylor Benefits Insurance Agency has over 25 years in the insurance industry. With our network of insurance carriers, we can guarantee we will find a health insurance plan and group benefit package you’re employees are happy with.
We offer consulting, planning and training services at Taylor Benefits. Our services extend far outside of just finding you affordable group health insurance and benefit plans. We’re able to negotiate the cost of your package and customize it to meet the needs of your company employees. All of this is done while keeping the requirements and standards of the Affordable Healthcare Act in mind, as well as the financial means of your company.
Health insurance costs are a continuing concern for providers, insurers, companies, and subscribers. Premiums in the US for employer-sponsored coverage keep increasing, currently at over $7,700 for an individual and over $22,000 for a family plan. That includes what the company contributes and the subscriber share. Employers must cover at least enough of the cost to satisfy the IRS affordability standard. The only matters for the individual coverage for employees, not for dependents. However, every insurance plan must cover the ten benefit areas the ACA has designated as essential:
Small companies are exempt from the health insurance mandate if they have fewer than fifty workers. However, they may find that they must offer it in order to attract the top-quality workers they need. The Bureau of Labor Statistics website states that nearly half of small businesses provide insurance for their employees. Many pay part or all of the subscriber’s cost. These small organizations can get help in implementing and administering insurance plans by using resources and support from SHOP (Small Business Healthcare Options Program), created by the Affordable Care Act. Ask your Taylor Benefits Insurance consultant for more information.
In addition to health insurance, employees in Rancho Cucamonga, California, typically want paid time off as a benefit. California-based employees are guaranteed at least three annual sick days, plus paid family leave. Some employers supplement the state-sponsored family leaves, and many also grant compensated vacation time or holiday pay. Other preferred benefits include:
If your budget allows the expense, adding a selection of these can make your program stand out, helping with your effort to recruit workers in a competitive labor market.
If you can’t find exactly what you’re looking for, we will customize it with your budget taken into consideration. Our negotiating skills make it easier to find what you want at the right cost. We also offer our HR tool to make it easier for your management to learn about the new health insurance and benefit plans in place, once everything is ready to go.
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