Queen Creek Group Health Insurance & Employee Benefits Plans

Queen Creek is a rapidly growing suburb of Phoenix just east of Chandler. It has reached over 60,000 residents and is known for its abundant natural beauty. Workers in Queen Creek can seek employment locally or in nearby Phoenix companies. That circumstance may lead local businesses to add group healthcare to their benefits program as they seek to enhance their recruiting success.

Group Health Insurance and Employee Benefits

Group health insurance is a popular benefits choice among employees, ranking alongside paid time off and retirement savings assistance. This preference is primarily due to its cost-effectiveness compared to individual plans and the potential for better coverage.

Some smaller companies are reluctant to provide health insurance due to the cost, but there are measures they can take to recoup some of the expense. These tools include claiming tax deductions and also sharing the premium expense with their enrollees.

What to Look For In an Insurance Provider

If your company decides to add insurance coverage to the benefits package, that’s an excellent first step. However, the next step is also significant— that is choosing the right provider for your needs. That choice is a big one and requires time and effort to research and evaluate potential insurance company providers. Here are some of the things to consider when deciding:

• Does the insurance company have a great reputation in the industry and demonstrate ample financial resources? It’s important to be confident that the insurer will be able to meet its obligations.
• Does the company have an effective claims processing system and responsive customer service? These support elements are essential for your employees’ satisfaction.
• Does the PPO or HMO network include the best medical providers in the Queen Creek area? Your subscribers will want to be sure they can visit the practitioners they prefer.

Benefits of Working with an Insurance Broker

You have a business to run, and probably don’t have the time or expertise to research and assess insurance companies. In that case, consider working with an independent insurance broker like Taylor Benefits Insurance. Engaging a broker offers several advantages for you:

• Brokers are insurance professionals. We understand each product and are familiar with the quality of the provider options.
• Since brokers are not aligned with a specific insurance company, we can offer unbiased recommendations regarding which products make the most sense for your company. We can help you evaluate the value of various options.
• Brokers like Taylor Benefits Insurance can often negotiate lower rates for you by leveraging our experience and industry network.