Prescott Valley Group Health Insurance & Employee Benefits Plans

Prescott Valley, AZ, is home to over 46,000 residents. It’s located adjacent to Prescott, near the Prescott National Forest, and boasts a skilled and well-educated workforce. Employers in the area can boost their ability to effectively recruit workers by adding health insurance to their benefits packages.

Group Health Insurance and Employee Benefits

Employees usually place a high value on access to employer-sponsored health insurance. The main reason for this preference is that group policies offer better coverage at a lower price when compared to available individual policies.

Employers looking for a tool to enhance their ability to recruit and retain workers may consider health insurance, along with paid time off and other popular benefits, to attain a competitive edge.

What to Look For In an Insurance Provider

If you have decided to include health insurance in your benefits program, the next step is to identify a suitable provider. That decision requires conducting research so you can evaluate the many options for coverage. Some considerations when you are choosing an insurance company are these:

1. • Financial stability and resources. Determine whether the insurer you choose has the financial resources to meet their obligations even if claims are high.
   • Reputation and customer service. Choose an insurer with a solid reputation that maintains a focus on customer service, including both claims processing and response to inquiries.
   • Network strength. Many programs offer a PPO or HMO structure, in which case it’s essential that the network of providers includes the doctors and hospitals that your employees want to have access to.

Benefits of Working with an Insurance Broker

Brokers can be effective partners in identifying and choosing the right insurer and the most suitable products. A good broker has an advantage, which is that they already have wide industry knowledge, so they can more effectively assess the quality and suitability of the potential vendors.

Since brokers are not allied with insurance companies, they can recommend the best products regardless of provider. They can also design a plan that incorporates options from multiple vendors to create an ideal benefits package for your needs.

Brokers can often obtain lower rates for the services you want to include in your program since they can choose from among providers.

Call 800-903-6066 for a free consultation about Prescott Valley Group Health Insurance and Employee Benefits Plans.