Since 1987 Taylor Benefits has been helping small and medium sized businesses find creative ways to offer quality benefit options in Porterville and Tulare County. We specialize in formulating customized group health insurance plans and benefits options that are specifically suited to the needs of our clients.
Flexibility and choice are important to employees when considering an employer-sponsored health plan and we work with our clients to meet that expectation. Since we represent most major insurance carriers in California, we are able to help you select from the top plans in the state to find the options that best suit the coverage needs and financial goals of your company. Here are some of the options and services we provide in the San Joaquin Valley:
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Small Business Tax Credit – There were some changes to the Small Business Tax Credit in 2014 that business owners should be aware of. The most important is that, starting in 2015, the tax credit will only be available for plans bought through the Small Business Health Options Program (SHOP) marketplace, also referred to as Covered California. (There are some exceptions to this and an insurance agent can help you determine if you qualify.) The tax credit will increase in 2015, allowing businesses to deduct a higher percentage of contributions to group plans: as much as 50% for small businesses and 35% for tax-exempt employers. The credit cannot be claimed for more than two consecutive years.
Plan Selection – One of the most valuable services we offer our clients is plan selection and advising. There a lot of options available from different carriers around the state and no two businesses have identical coverage requirements. Using our industry knowledge and experience, we are able to help you understand the different options, weigh them against your company needs, and ultimately make the most informed choice possible. We pride ourselves and being able to formulate customized, affordable group health options for all types of businesses, regardless of size or industry.
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