Oskaloosa Group Health Insurance & Employee Benefit Plans

The Affordable Care Act (ACA) has improved access to health insurance for US citizens. It has helped regulate the private insurance market which is not employer-based and expanded Medicaid, enabling people to buy insurance. This has reduced the number of uninsured Americans. Having emerged as a bituminous coal mining center the city of Oskaloosa, Iowa, is a progressive city with a proud community and unique architectural designs.

Group Health Insurance and Employee Benefits

Although providing group health insurance is voluntary and there are few measures put in place to motivate employers, they have many added benefits for the employer, the employees and the society. Employers will record reduced costs in employee compensation. They will also have reduced absenteeism due to the improved health of their workers. Most people seeking employment prefer this benefit therefore you will experience ease in attracting, recruiting, and retaining top talent. Their dependents who were previously not covered will get coverage and ease their access to better healthcare. Since the employee benefits are pooled together in a group, you get the plans at reduced prices. The employees get a higher take-home salary because premiums are deducted from their salary, which reduces their taxable income.

What to Look for in an Insurance Provider

A good insurance provider will ensure a quality insurance policy therefore take your time to investigate a company before making any commitment. Some of the things you need to look out for include:

Legal accreditation – a company that has all legal accreditation is better because they will stick to rules, regulations and guidelines.

Suitability of products – Choose a company that will devise insurance plans that are unique to your business needs because most insurers offer general products.

Full disclosure – A good insurance company will disclose all terms and conditions as well as the dos and don’ts of the insurance policies.

Benefits of Working with an Insurance Broker

A good insurance broker will work with you to understand your specific needs. You will benefit if you decide to use a broker to purchase your insurance policy in the following ways:

Brokers are well versed with the insurance market and will work fast, which will save you the time you would have used in researching the right cover. Since they have access to a wide range of products from many insurance providers, they will compare them and offer plans that best suit your needs.

Brokers are experts who will give you unbiased advice on all matters insurance so that you can make an informed decision.

Since they are trained to understand your needs, they will craft an insurance plan to meet your needs and that of your dependents.

Who We Are

With over 30 years of experience in writing group health insurance and employee benefits, Taylor Benefits will offer you unmatched services. We work with all competitive insurance carriers across the country, on your behalf for the best prices possible. Our integrated online HR management system will help you in your employee benefits management. We also manage your employee benefits plan administration throughout the year, so that you can focus on other important issues.

Insurance Products by Taylor Benefits

We offer products according to your needs and goals. The products offered at Taylor Benefits include:

Group health insurance plans
Dental and vision insurance
Medical insurance
Affordable Care Act (ACA) compliance
Group retirement plans
Employee benefits and wellness plans
Long and short-term disability insurance
401k plans
Health Savings Accounts (HSA)
Section 125 cafeteria plans
Group life insurance
Employee pension

Reasons Why You Should Choose Taylor Benefits

At Taylor Benefits, we strive to create exceptional benefits plans that are in line with the needs of your company and those of your employees to achieve a healthy bottom line. We are an independent insurance broker who value your success and we will ensure that you maintain a competitive edge and appeal as an employer of choice. We therefore help you to maintain a happy and healthy workforce. It is our duty to ensure that your plan complies with the provisions of all insurance laws. We also carry out a market analysis at the yearly renewal of your plan to ensure your carrier still holds a competitive position.

Contact Us

Engage us now to help you retain top talent by crafting custom-made group health insurance plans. Call us now on our toll-free number 800-903-6066 for a well-informed assistance and request for a quote.

Written by Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

What Are Your Insurance Needs?

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Featured Testimonial

Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”

-Ken and Linda Orvick, Orvick Management Group, Inc.

Oskaloosa Group Health Insurance & Employee Benefit Plans

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