New Rochelle Group Health Insurance & Employee Benefit Plans

The city of New Rochelle is one of the best places to live and raise children in New York. Years of incredible developments, a bustling economy, and a spirited workforce have seen New Rochelle evolve.

With life that good in the city, it would be an added advantage if the people living and working there would have easier access to healthcare facilities. This can be achieved by embracing new and innovative ways to acquire health insurance, especially for employers looking to cover their workforce.

Group Health Insurance and Employee Benefits

For a business person in New Rochelle, you want to maintain a competitive edge in the business community. One way of doing so is by ensuring that your employees maintain their health without having to pay too much towards yearly premiums. You can do this by simply offering group health insurance.

• The good thing about group health insurance is that as an employer, you get to save thousands of dollars every year in monthly premiums.
• You will also avoid cases of absent employees which ultimately improves productivity.
• For your employees, they not only get to have their health taken care of but that of their dependents as well.

What to Look For In an Insurance Provider

Since group health insurance has its benefits, you need an insurance provider who will enable you to enjoy all these benefits. However, with so many insurance providers in the market, it might be difficult finding the right one. There are certain qualities you can look for in an insurance provider to allow you to make an informed decision.

• A good liaison program. You will, like any other consumer, be met with instances where you need an insurance provider to explain something. You might also need to lodge a claim with an insurance provider. Therefore, it would be great to have someone from the insurance company who is readily available to answer and fulfill all your insurance needs.
• A good public rating. It would also be beneficial for you if you worked with a company that has a good public rating. These ratings are carried out by independent companies on an annual basis to determine what company is better equipped and able to handle market forces. A rating of B+ and above is ideal.

Benefits of Working with an Insurance Broker

You can avoid the trouble associated with finding the right insurance provider by dealing with an insurance broker. Insurance brokers, such as Taylor Benefits, exist for the sole purpose of bringing convenience to your insurance journey. That way, you will not have to waste both your time and resources.

• Insurance providers save you both time and money. Their access to multiple carriers in the market allows them to find you the best policies from the most competitively priced firms without you having to lift a finger.
• They will offer you additional services such as Cobra administration. This will allow your employees who previously worked for you access to their benefits should they desire it.