It’s extremely important as a multiemployer in National City that you provide those working for you with dependable and low cost health insurance and employee benefit plans. You can avoid wasted time and unnecessary stress by going through an insurance broker for guidance, consulting, training and auditing services. Taylor Benefits Insurance Agency has relationships with the most profound insurance carriers in the State of California. This allows us room for negotiation and customization when it comes to creating your business’s health insurance and employee benefit plan.
HMO- Employees must choose healthcare services within a strict network of physicians and facilities related to your health concern. They must be linked to the relevant health maintenance organization. This plan doesn’t allow for much freedom, but remains less costly than other basic plans in place.
PPO- A flexible plan that lets employees choose their physicians and healthcare providers. However, they can save money by choosing to see in-network healthcare providers.
FSA- A flex spending account that keeps the employees earned income tax-free for use towards unpaid healthcare expenses uncovered by the insurance carrier.
HSA- A savings account for employees to keep earned, tax-free money. This money is generally used towards expense not paid for by the insurance company.
If the basic health plans don’t appeal to you, our insurance brokers will start fabricating a plan that meets your company’s needs without going over the financial status that’s been set. Our brokers will go out of their way to make sure you understand everything as it is discussed. The standards and requirements of the Affordable Care Act will also be explained and managed so that your plan is in par with the government’s laws. Once a plan has been agreed upon, you and the higher ups at your business will have access to our online HR management tool so that it’s easy to explain to all employees that qualify.
Are you looking for a National City Group Health Insurance & Employee Benefit Plans? Click the quote button below to get an instant quote.
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