Mobile Group Health Insurance & Employee Benefits Plans

Mobile is the third-largest city in Alabama, with nearly 185,000 residents. A port city located on the Gulf of Mexico, Mobile enjoys a diverse spectrum of companies, including aviation, chemical manufacturing, technology, and healthcare.

With such a vibrant economy, it’s no surprise that Mobile attracts top-talent employees from across the country. However, the high demand for skilled workers has created intense competition among employers striving to secure the best workforce available. One strategy many huge and small businesses in Mobile use to attract and retain top-tier employees is by offering comprehensive employee benefit packages

Access to health care services through comprehensive health insurance coverage ensures that employees receive timely medical attention, preventive care, and necessary treatments, fostering a healthier and more productive workforce. In addition, employees have health reimbursement arrangements that enable companies to reimburse workers for healthcare expenses.

There’s no doubt that health insurance is an expensive benefit to provide, but it can also substantially improve the company’s recruiting and retention efforts. That’s because group health plans are one of the most requested benefits. Employees with access to employer-sponsored health insurance coverage are often more productive and loyal because they value the financial stability they obtain with affordable insurance.

 In a competitive job market, job seekers often consider the benefits package potential employers offer. Group health insurance plan is frequently at the top of their priority list. Knowing that their healthcare needs are covered and that they have access to affordable medical services gives employees peace of mind, allowing them to focus more on their work and be more productive.

Why Group Health Plans

While providing health insurance comes with a financial burden, many companies share the healthcare costs with their workers through the Professional Employer Organization (PEO) program. This approach ensures that the company and the employees have a stake in maintaining affordable coverage. Large companies, in particular, must ensure that the subscriber’s share meets Affordable Care Act (ACA) standards, which helps guarantee that employees have access to comprehensive and reasonably priced health insurance options.

Compared to individual health insurance plans, group plans often come with lower employer and employee premiums due to the risk pooling effect. By spreading the risk among a larger pool of employees, insurance companies can offer more competitive rates. Consequently, employees may save money by paying lower premiums and out-of-pocket costs for healthcare services.

Perhaps you’re wondering how many employees you need to qualify for group health plans. Well, you only require two or more full-time employees, including the owner, to qualify for group plans. So, small business owners have no reason not to enroll in group coverage options.

Mobile, AL Employee Benefits Plans and Employee Benefits Packages

Creating an appealing benefits plan is essential—the 2022 MetLife Benefits survey reports that employees who are satisfied with their benefits package are twice as likely to self-report as happy with their job and seventy percent more likely to stay where they are than those who are unhappy with the benefits offered.

In addition to health insurance and paid time off, many companies are adding wellness options and employee assistance programs to their packages. In fact, since 2018, the number of companies with an EAP has increased from thirty-six to fifty-seven percent. Consequently, 29% of covered workers in small companies don’t pay premiums for any coverage plan.

Offerings vary by plan, but most start with a solid mental health and crisis intervention component. Typically, the employee can obtain quick, confidential counseling for various needs, including family conflict, grief resolution, substance abuse, and even financial concerns. Consult with your Taylor Benefits Insurance representative about options and costs.

Who We Are

Taylor Benefits Insurance is a leading insurance broker, successfully serving small and large companies since 1987. Our primary objective is to design and implement a tailor-made benefits program that perfectly aligns with our client’s requirements.

When you sign up with us, our first course of action is to understand your company’s needs, aspirations and financial limitations. This comprehensive understanding enables us to curate an optimal benefits program tailored to your workforce. We consider various factors such as demographics, industry-specific requirements, and employee feedback to ensure that the benefits we propose are relevant and effective.

Once we have developed an in-depth understanding of your company’s unique circumstances, we set out to source the most suitable insurance products and services in the market. Leveraging our extensive network and industry expertise, we can identify and secure products that perfectly align with your company’s needs. We have a skilled team of negotiators who can forge partnerships and secure the best possible coverage while optimizing your budget.

Call 800-903-6066 for a free consultation about Group Health Insurance and Employee Benefits Plans.

Insurance Products By Taylor Benefits

We offer a variety of health insurance and employee benefits plan options, including:

  • Group health insurance
  • Group dental insurance
  • Group vision insurance
  • Long-term disability insurance
  • Short-term disability insurance
  • Group life insurance
  • Long-term care
  • Affordable Act Compliance (ACA)
  • Group 401 (k) set up and servicing
  • Section 125 cafeteria plans
  • Workers’ compensation
  • HSA

Mobile group health benefits and employee insurance plans

Why Taylor Benefits

Taylor Benefits Insurance is a leading insurance broker serving Mobile’s business community, including both large and small companies. Our mission is to enable your company to provide health insurance and robust benefits to your employees without exceeding your budget. We will get to know your organization so we can recommend the most appropriate solutions for your needs.

Other employee benefits Tylor Benefits will help you explore include Flexible Spending Accounts, Preferred Provider Organization plans and Health Savings Accounts.

Since Taylor Benefits is an independent broker not allied with any specific insurers, we can negotiate with vendors to get the best rates for the products you need. Whether you need small business health insurance or group coverage plans, we have got you covered. Also, our experts will provide necessary employee education on matters of insurance coverage.

Are you looking for Group Health Insurance and Employee Benefits Plans? Click the quote button to get an instant quote.

Get In Touch

Our licensed insurance agents are ready to help you put together a plan that appeals to your employees and protects your corporate priorities as well.

Call us today at 800-903-6066.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066