Milpitas Group Health Insurance & Employee Benefit Plans

Milpitas Group Benefits & Employee Insurance

Milpitas group health insurance plans

It’s become increasingly important for companies to effectively manage health care costs recently, especially given the changes that come along with full implementation of the Affordable Care Act (also referred to as “Obamacare”). Many small and medium sized businesses are confused what their role is in the process is and the ways in which they can best leverage their own employer sponsored health plans for the benefit of their employees and their overall cost of doing business.

Dial 800 -903-6066 and get free consultation on Milpitas Group Health Insurance & Employee Benefit Plans

For over 25 years Taylor Benefits has helped companies manage employee health insurance and group benefits offerings across a wide array of industries in Milpitas. Here are some of our major plan offerings in the area.<br><br><img src=”” alt=”Milpitas group health benefits and employee insurance plans”><br>

  • Medical, dental & vision coverage
  • Flex spending and health savings accounts
  • Disability and long term care
  • Enrollment assistance & FREE human resources tool
  • Plan management and yearly review
  • 401(k) and retirement plans
  • Wellness and health incentives
  • Pension and life insurance
  • Employee benefit plans
  • Worker’s compensation
  • Flexible and affordable group plans

Health Maintenance Organizations & Preferred Provider Organizations

A key difference between health care plans is whether the medical coverage is administered through a health maintenance organization (HMO) or a preferred provider organization (PPO). An HMO is a group of medical professionals from which a patient chooses a primary doctor that oversees all of their medical needs and provides referrals when necessary. A primary care physician (PCP) works as a patient’s “personal” doctor under the HMO arrangement and all health care goes through them.

With a PPO, the patient gets a choice among a group of doctors within a common network. Unlike an HMO, a primary doctor does not have to be chosen with a PPO and referrals are not required if you see another doctor that is in the same network. Going outside of the network does still sometimes offer coverage with a PPO, though the reimbursement is less.

Visit the Stay Smart Stay Healthy website for more information on the difference between an HMO, a PPO and other types of group medical insurance plans.

Milpitas Employer Health Resources

Advantages Of Employer Sponsored Coverage – From the National Business Coalition on Health, a resource that explains the benefits and drawbacks of offering group health insurance and benefits to employees.

Are you looking for a Milpitas Group Health Insurance & Employee Benefit Plans? Click the quote button below to get an instant quote.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

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