Long Beach Employee Benefit Packages | Employee Benefits and Perks in Long Beach, CA

Thursday, October 26, 2023 16:33 Posted by Admin
Employee benefit packages Long Beach CA, Employee benefit plans Long Beach CA, Employee benefits Long Beach CA

In the bustling city of Long Beach, California, a competitive job market demands employers to offer comprehensive employee benefit packages Long Beach CA. A well-rounded benefits program can be a game-changer in attracting top talent and retaining valuable employees. Read on to discover how diverse employee benefit packages, local regulations, and the role of benefits brokers shape the landscape of employer offerings in Long Beach, CA.

Key Takeaways

  • Long Beach, CA offers a variety of employee benefits packages to meet the needs of its diverse workforce.
  • Employers in Long Beach must comply with state and local regulations when offering competitive and compliant benefits packages.
  • Offering comprehensive group health insurance, retirement plans, vacation/time off can foster employee satisfaction and loyalty.

Understanding Employee Benefit Packages in Long Beach, CA

As a bustling city with a varied economy, Long Beach provides a range of employee benefits packages that typically encompass health insurance, retirement plans, and Flexible Spending Accounts (FSAs). Full-time and part time, employees working 50% or more full time, or part time, in assignments can receive additional benefits such as Health Advocate, Carrum Health, and Gympass, which help connect employees with essential services and programs. Moreover, vacation benefits accrue based on the employee’s classification, regular hours worked, and years of service, ensuring fair distribution across the workforce.

Full-time 12-month employees working in Long Beach, CA, are provided with vacation, with 14 paid holidays per year, and some employee benefit packages may also include accidental death and dismemberment insurance as an additional benefit. Overall, the employee benefit landscape in Long Beach is designed to cater to and exceed the needs of its diverse workforce, making the city an attractive place for professionals to work and thrive, while enjoying their well-deserved paid vacation time.

Health Insurance Coverage

In Long Beach, health insurance forms a crucial element of employee benefit packages, encapsulating medical, dental coverage, and vision care. Employees working full-time and their eligible dependents can access various medical plan options to cover health-related expenses. In addition to basic medical and dental coverage only, some packages may include prescription drug coverage, basic life insurance, and employee assistance programs. Employers and eligible employees will often share the cost of coverage, ensuring that both parties contribute to maintaining a healthy workforce.

Health insurance not only provides essential coverage for employees and their dependents, but also serves as an attractive incentive for potential job candidates. Offering comprehensive health insurance options can significantly impact employee satisfaction and loyalty, making it a key factor for employers to consider when designing their benefits packages.

Retirement Plans

Employee benefit packages consider retirement plans like 401(k)s an integral part, aiding employees in future savings. Employers in Long Beach, CA, offer various types of retirement plans, including service retirement program, disability retirement program, and industrial disability retirement program, which may also provide benefits to eligible dependents of employees.

A 401(k) retirement plan. company allows eligible employees to:

  • Contribute a portion of their income to a retirement account sponsored by their employer
  • Benefit from pre-tax contributions, allowing the funds to grow with a tax benefit over time
  • Potentially receive employer matching contributions, further enhancing the appeal of these plans

By offering retirement plans, employers support their employees in securing a stable financial future.

Flexible Spending Accounts (FSAs)

Flexible Spending Accounts (FSAs) empower employees to earmark pre-tax dollars for eligible healthcare and dependent care expenses. In the district of Long Beach, CA, the maximum amount of money an employee can contribute to an FSA is limited to $5,000 per household for a dependent care FSA, but funds which can also cover health-related expenses for employees and their eligible dependents.

FSAs offer employees a way to make taxes and manage out-of-pocket healthcare expenses more efficiently. By using pre-tax dollars, employees and companies can reduce their taxable income and save money on healthcare and dependent care costs.

Offering FSAs as part of a benefits package demonstrates an employer’s commitment to supporting employees’ financial well-being and overall health.

Local Regulations and Compliance

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Employers in Long Beach must comply with California state mandates and local regulations while navigating the intricate landscape of employee benefits. These regulations ensure that employers provide a baseline level of benefits to their employees, promoting a healthy and supportive work environment.

Staying informed about recent changes and updates to state mandates, such as Assembly Bill 701 and Minimum Annual Salary for Exempt Employees, is crucial for employers to maintain compliance and avoid potential penalties. Understanding and adhering to local regulations ensures that employers offer competitive and compliant benefits packages to their employees.

California State Mandates

California state mandates include provisions such as minimum wage, paid sick leave, and family leave laws. As of January 1, 2023, the minimum wage in California is $15.50 per hour. To be eligible for family and medical leave, employees must have worked for an applicable employer for at least 12 months from age, and have completed a minimum of 1,250 hours in the company the previous 12 months.

It is essential for employers to stay updated on state mandate revisions and alterations to ensure compliance and avoid potential penalties. By adhering to these mandates, employers in Long Beach demonstrate their commitment to providing a supportive and fair work environment for their employees.

City of Long Beach Requirements

In addition to state mandates regarding overtime, the City of Long Beach may have additional requirements regarding overtime and employee benefits. The city provides quality health, dental, and life insurance services through the city, Employee Benefits Division, and overtime, with newly benefit-eligible employees receiving guaranteed issue coverage up to $4,000.

Employers must also comply with local laws such as the Long Beach Equal Benefits Ordinance, the Long Beach Supplemental Paid Sick Leave Ordinance, and the Long Beach Personnel Policies and Procedures. By staying informed about local requirements and adhering to these regulations, employers in Long Beach can ensure they offer compliant and competitive salary and benefits packages to their employees.

Customizing Benefits Packages to Suit Employee Needs

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Employers should take into account the distinct needs and preferences of their workforce to curate a benefits package that genuinely connects with employees. This involves assessing employee demographics and offering voluntary benefits that cater to the diverse requirements of employees.

By understanding employee demographics and preferences, employers can tailor their benefits packages to better accommodate the needs of their workforce. This approach can lead to higher job satisfaction, increased employee loyalty, and improved overall well-being among employees.

Assessing Employee Demographics

Understanding employee demographics is essential for designing a benefits package that caters to the diverse needs of a company’s workforce. Employers can collect and analyze employee demographic data through various means, such as surveys, annual workforce analyses, and the City of Long Beach’s Information Table Analyze Dashboard Export API.

Taking into account factors such as:

  • industry
  • organization size
  • employee demographics
  • location

can help employers create customized benefits packages that resonate with their employees. By offering benefits tailored to the specific needs and preferences of their workforce, employers in Long Beach can enhance job satisfaction, employee loyalty, and overall well-being.

Offering Voluntary Benefits

Voluntary benefits are additional perks provided by employers that are not required by law but can significantly enhance employee satisfaction and loyalty. Examples of voluntary benefits include:

  • Pet insurance
  • Paid disability
  • Tuition assistance
  • Critical illness insurance

Offering a range of voluntary benefits can help employers attract and retain top talent, as well as reduce out-of-pocket healthcare costs for employees. By incorporating voluntary benefits into their offerings, employers in Long Beach can create a more comprehensive and attractive benefits package for their workforce.

The Role of Benefits Brokers in Long Beach, CA

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In the Long Beach employee benefits scene, benefits brokers hold a pivotal role. They provide expertise in the local market and assist with open enrollment, helping employers navigate the complex world of insurance and benefits. By offering their expertise and guidance, benefits brokers can help employers design and implement competitive benefits packages that cater to and exceed the needs of their employees.

In addition to their knowledge of the local market, benefits brokers also have extensive experience in negotiating with insurance companies and other service providers on behalf of their clients. This allows them to secure the best coverage at the most competitive rates. With the assistance of a benefits broker for hire company, employers in Long Beach can ensure their benefits packages are compliant, cost-effective, and tailored to the needs of their workforce.

Expertise in Local Market

Benefits brokers with local market knowledge have a deep understanding of the specific requirements and preferences of the Long Beach workforce. This expertise enables them to identify and recommend the most relevant and appealing benefits packages for local employers, leading to greater client satisfaction and retention.

By leveraging their local market expertise, benefits brokers can provide valuable insights and guidance to employers in the city of Long Beach. They can help employers stay informed about industry trends, regulations, and competitive offerings in the service area, ensuring that their benefits packages remain up-to-date and attractive to potential employees.

Assistance with Open Enrollment

Open enrollment is a crucial period during which employees can modify and complete their benefit elections without a qualifying life event or medical one. Benefits brokers play an essential role in assisting employers during this time by providing innovative and flexible health insurance options, helping with Medicare insurance, and offering free health insurance consultations.

Providing assistance during open enrollment is important for employers, as it ensures that employees have the maximum opportunity to choose the benefits that best suit their needs and preferences. Benefits brokers can help employers navigate the complexities of open enrollment and guarantee compliance, allowing them to focus on their core business activities while ensuring maximum employee well-being.

Employee Assistance Programs (EAPs)

Employee Assistance Programs (EAPs) supply mental health support and resources that foster a work-life balance among employees. These programs recognize the importance of employee well-being and offer assistance in various areas, such as counseling, stress management, and financial services.

By offering EAPs as part of their benefits package, employers demonstrate their commitment to supporting the mental health and overall well-being of their employees. This can lead to increased job satisfaction, improved productivity, and a healthier work environment.

Mental Health Support

EAPs often include mental health support services such as:

  • Professional evaluations for substance use
  • Mental health debriefings
  • Crisis intervention
  • Counseling sessions
  • Referrals to external mental health professionals

Addressing mental health in the workplace through an EAP can reduce stress, decrease absenteeism, and enhance employee retention. Employers in Long Beach, CA, can find local organizations like Long Beach City College, PRPSN, and The Guidance Center that offer mental health services in conjunction with EAPs.

Work-Life Balance Resources

EAPs provide resources that support work-life balance, such as:

  • Assistance with daily tasks
  • Work-life services
  • Counseling
  • Financial services

By offering these resources, employers can help their employees manage the competing demands of their personal and professional lives more effectively.

Work-life balance resources can improve employee well-being, reduce stress, and increase job satisfaction. By including these resources in their benefits package, employers in Long Beach, CA, can demonstrate their commitment to the overall well-being of their employees and foster a positive work environment.

The Impact of Benefits Packages on Employee Retention and Recruitment

In Long Beach, CA, the provision of competitive benefits packages can profoundly influence employee retention and recruitment. Comprehensive benefits packages can improve employee satisfaction, productivity, and morale, leading to reduced job turnover and increased loyalty.

Employers in Long Beach, CA, who provide a range of benefits such as:

  • Health insurance
  • Dental insurance
  • Life insurance
  • Retirement plans
  • Vacation and time off

can attract and retain top talent in a competitive job market. By offering comprehensive and meaningful benefits, employers can create an environment where employees feel valued and supported.

Competitive Advantage

A comprehensive benefits package and salary that can give employers a competitive edge in attracting top talent and retaining valuable employees. As job seekers in Long Beach, CA, search for the best opportunities, offering benefits such as:

  • insurance
  • health and wellness programs
  • financial and retirement plans
  • family and parenting support

Understanding the factors that influence a customer’s willingness to pay can make a significant difference in their decision-making process.

By providing a well-rounded benefits package, employers can create a positive work environment that encourages employee satisfaction and loyalty. This, in turn, can lead to increased productivity, reduced turnover, and a stronger employer brand.

Employee Satisfaction and Loyalty

Employee satisfaction and loyalty are enhanced when employers offer robust benefits packages. A carefully crafted benefits package can positively influence employee loyalty, as it demonstrates an employer’s commitment to their well-being and financial stability.

In Long Beach, CA, employees value benefits such as the following benefits:

  • Health insurance
  • Dental insurance
  • Life insurance
  • Retirement plans
  • Vacation and time off

By offering the following benefits, employers can create a supportive work environment that fosters employee satisfaction, loyalty, and overall well-being.


In Long Beach, CA, employee benefits play a crucial role in attracting and retaining top talent. By offering comprehensive benefits packages, staying compliant with local regulations, and customizing offerings to suit the diverse needs of their employees, employers can create a positive work environment that fosters employee satisfaction and loyalty. Engaging benefits brokers and incorporating Employee Assistance Programs can further enhance the overall well-being of the workforce. Ultimately, a well-rounded benefits package not only benefits employees but also contributes to the long-term success of the company.

Frequently Asked Questions on Employee Benefits

What is a standard benefits packages for employees?

Employee benefits packages typically include health care coverage, retirement benefits, paid time off, COBRA pay, FMLA and minimum wage standards pay. Many states mandate additional coverage including disability, workers comp and additional leave.

What are legally required employee benefits in California?

In California, employers with 50 or more employees are legally required to provide healthcare benefits to eligible employees and those employees working at least a full time, 30 hours per week, or pay a tax penalty. Social Security and Medicare tax, unemployment insurance tax, and family and medical leave are also mandated by law. Additional legally-required employee benefits in California include paid sick leave, bereavement leave, family and medical leave, paid family leave, domestic violence leave, and emergency responder leave.

What is the average benefits package?

On average, civilian workers and private and service industry workers benefit from a cost of $1,997.36 and $1,798.69 per person per month respectively based on salary and on a 35-hour work week.

What are the primary components of employee benefit packages in Long Beach, CA?

Employee benefit packages in Long Beach, CA typically include a vacation, full pay, health insurance, dental, retirement plans, and FSAs.

How do benefits brokers assist with open enrollment in Long Beach, CA?

Benefits brokers in Long Beach, CA assist with open enrollment by with carriers offering innovative health insurance options, assisting those enrolled with Medicare access to insurance, and providing free health insurance consultations.

How does the small business healthcare tax credit work?

The small business healthcare tax credit is designed to help small businesses and tax-exempt organizations provide health insurance coverage to their employees. To qualify for the tax credit, a small business must meet the following criteria:

1. Have fewer than 25 full-time equivalent employees (FTEs)
2. Pay average annual wages of less than $50,000 per FTE
3. Contribute at least 50% of the premium costs for employee health insurance coverage
4. Purchase health insurance through the Small Business Health Options Program (SHOP) Marketplace

The tax credit is calculated as a percentage of the employer’s premium contributions based on the number of FTEs and average annual wages. For small businesses, the maximum credit is 50% of the employer’s premium contributions, and for tax-exempt organizations, it is 35%.

To claim the tax credit, eligible small businesses must file Form 8941 with their annual tax return. The credit can be carried forward or back to other tax years if it cannot be fully used in the current year.

Overall, the small business healthcare tax credit is intended to make it more affordable for small businesses to provide health insurance coverage to their employees and promote employee health and well-being. 

What are the benefits of offering short-term disability employee insurance?
  • Financial protection: Short-term disability insurance provides employees with a source of income if they cannot work due to a covered illness or injury. This can help alleviate financial stress during a difficult time.
  • Retention and recruitment: Short-term disability insurance can make your company more attractive to potential employees and help retain current employees. It shows that you care about their well-being and are committed to supporting them in need.
  • Productivity: By providing employees with financial support during a period of disability, they may be more likely to focus on their recovery and return to work sooner. This can help maintain productivity levels within the organization.
  • Compliance with regulations: Some states require employers to provide short-term disability insurance or offer it as an option to employees. Offering this benefit ensures that your company is compliant with relevant regulations.
  • Peace of mind: Knowing that they have short-term disability insurance can give employees peace of mind. They know that they have a safety net in place if they are unable to work due to a covered illness or injury. This can help reduce stress and anxiety during a challenging time.
What does short-term disability employee insurance cover?

Short-term disability employee insurance typically covers a portion of an employee’s income if they cannot work due to a non-work-related illness, injury, or pregnancy. This coverage usually lasts for a specified period, such as a few weeks to a few months, and provides financial support to help the employee recover. The benefits and coverage details can vary depending on the insurance policy and the employer’s plan. 

What challenges do companies face when offering Long Beach employee benefit packages?

  1. Cost: Providing comprehensive employee benefits packages can be expensive for companies, especially small businesses with limited resources.
  2. Compliance: Companies must ensure that their benefits packages comply with federal and state regulations, which can be complex and time-consuming to navigate.
  3. Customization: Different employees may have varying needs and preferences regarding benefits, so companies must offer diverse options to meet these needs.
  4. Communication: Companies need to effectively communicate the details of their benefit packages to employees to ensure they understand and take advantage of the offerings.
  5. Retention: Offering competitive employee benefits is crucial for attracting and retaining top talent, so companies must constantly evaluate and update their packages to remain competitive.
  6. Administration: Managing and administering employee benefits can be a time-consuming task for HR departments, requiring careful coordination and organization.
  7. Changing workforce demographics: With a diverse and multigenerational workforce, companies must adapt their benefit packages to meet the needs and expectations of different age groups and demographics.

How do Long Beach employee benefit packages vary across different industries?

Employee benefit packages in Long Beach can vary significantly across different industries. Some expected benefits include health insurance, retirement plans, paid time off, and professional development opportunities.

In industries such as technology and finance, employees may receive more competitive benefits such as stock options, bonuses, and wellness programs.

In industries like retail and hospitality, benefits may include discounts on products or services, flexible scheduling, and company advancement opportunities.

Overall, the specific benefits offered to employees in Long Beach will depend on the industry, company size, and overall company culture. It is essential for employees to carefully review and compare benefit packages when considering job opportunities in different sectors. 

What are the environmental sustainability options in Long Beach employee benefit packages?

Some potential environmental sustainability options that could be included in Long Beach employee benefit packages may include:

1. Public transportation subsidies or discounts for employees who commute to work using public transportation.
2. Bike share or bike rental programs for employees who prefer to bike to work.
3. Telecommuting or flexible work arrangements to reduce the need for employees to commute to the office.
4. Wellness programs that promote healthy and sustainable lifestyle choices, such as organic food options, fitness classes, or mindfulness workshops.
5. Green building initiatives, such as LEED-certified office spaces or energy-efficient appliances, to reduce the environmental impact of the workplace.
6. Employee volunteer programs focusing on the Long Beach community’s environmental conservation or sustainability efforts.
7. Education and training programs on sustainability practices, such as recycling, energy conservation, or water conservation, to encourage employees to adopt more sustainable habits both at work and at home. 

What are the unique aspects of Long Beach employee benefit packages in the healthcare sector?

  1. Long Beach employee benefit packages in the healthcare sector may include access to a wide range of healthcare providers and facilities within the city, as well as partnerships with local hospitals and clinics.
  2. Some employers in Long Beach may offer unique wellness programs and initiatives to promote employee health and well-being, such as gym memberships, nutrition counseling, and mental health resources.
  3. Long Beach employee benefit packages in the healthcare sector may also include options for alternative medicine and holistic treatments, such as acupuncture, chiropractic care, and massage therapy.
  4. Employers in Long Beach may offer flexible scheduling options and telemedicine services to accommodate employees’ busy lifestyles and provide convenient access to healthcare services.
  5. Some healthcare employers in Long Beach may offer tuition reimbursement programs or opportunities for professional development and continuing education in the healthcare field.

What are the legal requirements for Long Beach employee benefit packages?

The legal requirements for Long Beach employee benefit packages may vary depending on the specific benefits offered and the employer’s size. However, some standard legal requirements that may apply include:

1. Compliance with federal laws such as the Employee Retirement Income Security Act (ERISA), which sets retirement and health benefit plan standards.

2. Compliance with state laws, such as the California Family Rights Act (CFRA) and the California Paid Family Leave (PFL) program, provides employees with job-protected leave for family and medical reasons.

3. Compliance with the Affordable Care Act (ACA) requires certain employers to offer health insurance coverage to their employees.

4. Compliance with the Fair Labor Standards Act (FLSA) sets standards for minimum wage, overtime pay, and other labor practices.

5. Compliance with any applicable local ordinances or regulations in Long Beach that may impact employee benefits.

Employers in Long Beach should consult with legal counsel or a human resources professional to ensure their employee benefit packages comply with all relevant laws and regulations. 

What are the most cost-effective health insurance options for Long Beach employee benefit packages?

There are several cost-effective health insurance options for Long Beach employee benefit packages, including:

1. High-deductible health plans (HDHPs) paired with health savings accounts (HSAs): HDHPs typically have lower monthly premiums and higher deductibles, making them cost-effective for employers and employees. HSAs allow employees to save pre-tax dollars for medical expenses.

2. Preferred provider organizations (PPOs): PPOs offer a network of healthcare providers at discounted rates, making them a cost-effective option for employees who want flexibility in choosing their healthcare providers.

3. Health maintenance organizations (HMOs): HMOs typically have lower premiums and out-of-pocket costs than other plans, making them a cost-effective option for employees willing to use a designated network of healthcare providers.

4. Self-funded health insurance plans: Self-funded plans allow employers to pay for employees’ healthcare costs directly rather than paying premiums to an insurance company. This can be a cost-effective option for larger employers with healthy employee populations.

5. Wellness programs: Implementing wellness programs can help reduce healthcare costs by promoting healthy behaviors and preventing chronic diseases. These programs can include incentives for employees to participate in exercise, smoking cessation, and healthy eating.

When selecting a health insurance plan for their benefit packages, employers should carefully evaluate their options and consider their employees’ needs and preferences. Consulting with a benefits consultant or insurance broker can also help employers find the most cost-effective health insurance options for their specific situation. 

What are the most common features of Long Beach employee benefit packages?

Some common features of Long Beach employee benefit packages may include:

1. Health insurance coverage, including medical, dental, and vision plans
2. Retirement savings plans, such as 401(k) or pension plans
3. Paid time off, including vacation days, sick leave, and holidays
4. Life insurance coverage
5. Disability insurance
6. Flexible spending accounts for healthcare or dependent care expenses
7. Employee assistance programs for mental health and wellness support
8. Wellness programs, such as gym memberships or wellness incentives
9. Tuition reimbursement or assistance for continuing education
10. Employee discounts on products or services offered by the employer. 

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

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