Lodi Group Health Insurance & Employee Benefit Plans

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Retention & Recruitment – It’s become more and more necessary to offer quality employee benefits in order to attract and retain the top talent in your industry. This is especially true of small and mid-sized businesses that sometimes struggle to compete with larger companies when it comes to group health care and employee benefits. All other things being equal, a company that offers employer-sponsored health benefits has a huge advantage over one that does not, as well as businesses that offer inadequate health plans that don’t meet the needs of their workers.

Tax Breaks – There are tax breaks for both businesses and employees that can be leveraged to maximize the value of your employee benefits package. For small businesses, there is a tax credit available that can account for between 35% and 50% of money paid toward employee health benefits. For employees, tax-sheltered options like a health savings account (HSA) or flex spending account (FSA) offer a great way to use tax-free earnings to offset the out-of-pocket costs of medical and health services.

Employee Health – One of the best methods for keeping employees healthy, productive and motivated is an affordable, comprehensive health insurance plan. Through preventive care and wellness programs, employers can offer an incentive for employees to take an active role in their own health. The results are pretty clear when this happens: employees miss less time at work, are more engaged and loyal and take a larger stake in the success of their company.

Health Care Reform Guide – A guide for employers from the Small Business Majority that breaks down the different aspects of the Affordable Care Act and how it affects businesses.

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