Live Oak Group Health Insurance & Employee Benefit Plans

The city of Live Oak, Texas, originated as a ranching and farming community. It is now a residential community with various shopping centers, major medical complexes and financial resources. With soaring healthcare costs, majority of US citizens are left dependent on their employers for health insurance.

Advantages of Group Health Insurance and Employee Benefits

As an employer you will have an easy time finding and recruiting the best employees when you offer employee benefits. Group health insurance is an employee benefits plan which aids employers in retaining the best employees once they recruit them. Additionally, you will have healthier employees who are present at work and this greatly boosts productivity. Employers get group health insurance plans at cheaper rates due to the discounts that they attract. Your business will also attract tax benefits which you can reinvest back into the business. Employee benefits are therefore quite essential in running a successful business.

Qualities of a Good Insurance Provider

Buying an insurance plan requires that you work with an insurance company which will be present in case of a problem, to offer compensation. This requires a careful selection of the insurance provider. The top qualities to consider include:

Financial stability – Consider how stable a company is financially before making any commitment. Ensure that they have a large reservoir of resources which are managed well.

Customer service – Choose an insurance provider which has reliable customer service in place to answer your queries and concerns. They should be able to respond to emergencies using various means and in a timely manner.

Reputation – Check the track record of the company that you want to engage. Ensure that they have a good reputation regarding their service delivery, products and customer handling.

Transparency – An insurance company should be transparent with the terms and conditions of an insurance policy, the dos and don’ts as well as the level of coverage.

Advantages of an Insurance Broker

Insurance brokers move fast to get various quotes for you to make comparisons. This saves you the time you could have spent researching on your own. The top benefits of an insurance broker include:

Superior coverage – Insurance brokers are able to get you the best coverage for your needs. They work with various carriers so they have access to many insurance plans, some of which are only available to the brokers.

Claims – Brokers help you with the claims handling from start to finish. They complete all formalities on your behalf to ensure fair compensation quickly.

Cheaper rates – It’s cheaper to work with an insurance broker. They are given different rates by the insurers so that they can have lower costs for premiums. They also negotiate on your behalf for competitive prices.

About Taylor Benefits

We are licensed professional brokers, who have an experience of more than 30 years in the provision of group health insurance. Due to our expertise, we are able to understand the unique needs of each company and we suggest the best coverage for your employees. Moreover, we assist you with your policy renewal each year after ascertaining that your insurance carriers are still competitive in the market. If not, we help you to make changes. We work with various insurance carriers in Live Oak to get the most competitive plans for the cheapest prices. Our insurance plans are flexible and customized to fit the requirements of your company.

Insurance Products by Taylor Benefits

At Taylor Benefits we offer a wide range of products to suit the diverse needs of every employer. Some of the products offered are listed below:

Vision insurance plans

Long-term care insurance plans

Medicare and health plans

Retirement and pension insurance plans

401k

Dental insurance plans

Section 125 cafeteria insurance plans

Life insurance plans

Short-term and long-term disability insurance

HMO and PPO

Affordable Care Act (ACA) compliance

Health Savings Accounts (HSA)

Reasons to choose Taylor Benefits

Taylor Benefits is here to help you with your employee benefits plan acquisition and management. We strive to understand the needs of your company before creating tailor-made plans which are suited to your staff. We also handle the administration of your employee benefits plans throughout the year. Your personal data is secure with us as all our discussions are confidential.

Contact Us

We will help you keep your most valued personnel by devising a group health insurance and employee benefits plan which offers utmost satisfaction. Call us now on 800-903-6066 for assistance.

Written by Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

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Featured Testimonial

Todd Taylor with Taylor Benefits gives our small business the kind of personal service we need. Insurance benefits are important to our employees and Todd helps us find a balance between benefits and value. Todd responds immediately to my phone calls & e-mails. He has even gotten in touch with me on a Sunday when we were in need of coverage answers immediately. We are very pleased with the hands-on service Todd and his staff provide.”

-Ken and Linda Orvick, Orvick Management Group, Inc.