Lansing Group Health Insurance & Employee Benefit Plans

Group Health Insurance and Employee Benefits

Enrolling employees in a group health insurance and employee benefits plan is one of the most important decisions a business can make. Offering employee benefits places you above your competitors. Employees with group health insurance have less stress as far as their insurance needs are concerned.

All they have to do once they are hired is to enroll in a benefits program. This saves them going through the process of researching, buying and maintaining individual plans. Employers will also attract and retain talented employees when they provide employee benefits. This is very important particularly for small business owners who can’t afford the high costs of an employee turnover.

What to Look For In an Insurance Provider

Many insurance companies provide coverage both to small and large businesses. However before you chose a provider, here is what you should consider:

• Choose a provider that has been financially sound for many years. Such companies are capable of providing you with what you are looking for and meeting your insurance needs.
• Before settling on your preferred provider, get at least three price quotes from different insurance companies to enable you to find a provider whose price fits within your budget.
• Research the carriers your provider works with and find out how they relate to each other. This will enable you to know if your provider is capable of finding you the best deals at affordable prices.

Benefits of Working with an Insurance Broker

Insurance brokers are independent agents that provide insurance products from different insurance companies. Their advantages include:

• Brokers are professionals with a lot of experience when it comes to dealing with different types of situations. This is due to the amount of time they have invested in learning everything they know about the insurance industry.
• Brokers will answer all your questions and inform you about the different types of insurance coverage available and advise you on the type of coverage to get depending on your business.
• Brokers will offer you professional advice depending on your situation. If you’re having a difficult time selecting the best insurance carriers, they will give you unbiased advice on the best carrier to meet your needs.