If you’re hope is to have a flourishing business with employees that desire to stick around, you’ll want to provide those that work for you with group health insurance and employee benefits. This not only enables them to better care for themselves but for their families. The perfect insurance and benefit plan is one that meets the needs of your employees while remaining under budget and in compliance with the Affordable Care Act. Due to a longstanding history in the industry, Taylor Benefits Insurance Agency has formed relationships with some of the greatest insurance carriers in California.
HSA- a tax-free savings account that’s used to provide financial relief when insurance doesn’t cover all health expenses.
FSA- a tax-free, flex spending account provided through the Section 125 cafeteria plan.
HMO- a strict health plan that encourages employees to find health care within a specified network of providers and facilities. This plan is less expensive than most other options.
PPO- gives employees more freedom by allowing them to find healthcare where they choose. They can choose their doctors and healthcare facilities. They have the option to save more by choosing in-network providers.
Basic health insurance plans are usually inexpensive and in accordance with the requirements and standards of our government. You can always add other services, programs and benefits to create one customized plan for your company. Ask our staff about 401(k), workers compensation, retirement, long term care, disability, and other health and benefit services that you think your employees or company might find advantageous.
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