Johnstown Group Health Insurance & Employee Benefits Plans

Johnstown, CO, is a thriving community south of Fort Collins and home to just over 17,000 residents. Local residents have plenty of choices regarding employment, and many prefer to work for a company that offers group health insurance in its benefits package. The primary reason for this preference is the lower cost and enhanced coverage that a group policy offers when compared to an individual plan.

Group Health Insurance and Employee Benefits

It’s not surprising that some employers hesitate to include health insurance in their benefits program if they aren’t required to do so. That’s because it’s a costly, complicated perk to manage. However, many of these businesses understand that they can gain several advantages from offering the benefit. Doing so raises the company’s status as an employer of choice and thus will enhance recruiting efforts. Plus, workers are more likely to stay with an employer that offers insurance, and studies show that they may be more productive.

What to Look for in an Insurance Provider

When you move forward with adding insurance benefits, you need to do some research to determine the provider and policies that make sense for your company. Some factors to consider are:

• Financial stability
• Industry reputation
• Customer service approach
• Provider network

Benefits of Working with an Insurance Broker

If that level of effort seems daunting, consider an excellent alternative, which is to engage the services of an independent insurance broker like Taylor Benefits Insurance. Brokers offer some significant advantages over the process of interacting with insurers on your own:

• Brokers are insurance industry experts. They can guide you toward the best insurers and the policies that make sense for you.
• Since brokers are not allied with any insurance companies, they don’t have to promote specific policies. Instead, they can make unbiased recommendations of the choices that best suit your needs.
• Brokers can typically negotiate lower rates than you could get directly from an insurer, and they can compile separate policies from multiple providers to create an ideal program.