Jackson Group Health Insurance and Employee Benefits

Jackson MS Large Group Health Insurance Plans

Among the most significant provisions of the Affordable Care Act is the requirement for large companies to offer health insurance to their employees. However, many sizeable companies were already sponsoring insurance before the ACA passed, so the impact on enrollment was insignificant. Other parts of the law have been more noticeable in many cases. For example, because of the affordability standard, an employee can’t be required to pay more than 9.6 percent of gross income for their share of the premium.

The law also prohibited insurance plans from denying coverage for pre-existing conditions. Further, it allows people to remain covered by a parent’s policy until they are 26. Finally, every insurance plan must include ten essential benefits:

  1. Ambulatory patient services (outpatient care)
  2. Emergency services
  3. Hospitalization, including surgical and medical
  4. Maternity and newborn care, including delivery
  5. Mental health and substance use disorder services
  6. Prescription drugs
  7. Rehabilitative services and devices
  8. Laboratory services
  9. Preventative and wellness services, including chronic disease management
  10. Pediatric services, including dental and vision care for children under the age of 19

Jackson MS Small Business Health Insurance Plans

Small companies (defined by the ACA as employing fewer than fifty workers) aren’t mandated to offer health insurance to their employees, even after the passage of the ACA. Fortunately for those companies that want to do so, the Act provides some help.

The ACA created SHOP to help small companies with health insurance concerns. SHOP is the acronym for Small Business Health Options Program. Businesses can go directly to the website or get information from a broker like Taylor Benefits Insurance. Metal names identify all qualified insurance plans to indicate the value. For example, bronze plans have a lower monthly premium but higher costs for service. Silver, gold, and platinum will require a higher premium but should cover more usage costs.

The ACA also created tax credits for the smallest firms–with 25 or fewer workers—if they implement an insurance plan. However, the employer must subsidize at least half the employee premium cost to qualify for the credit. Also, the employees must be lower-income workers.

Jackson MS Employee Benefit Plans and Employee Benefit Packages

An excellent benefits package should use different elements to appeal to different demographics within the company workforce. For example, most employees want health insurance and paid time off. Beyond that, workers have different priorities depending on their circumstances. For example, some value a retirement savings plan; for others, the best benefits may be the ability to work remotely or a family-friendly time off policy.

Other widespread benefits include:

  • Family leave
  • Dental and vision insurance
  • Flexible working schedules
  • Childcare support
  • Tuition reimbursement

Table of Contents

  1. Group Health Insurance and Employee Benefits
  2. Who We Are?
  3. Insurance Products by Taylor Benefits
  4. Why Taylor Benefits
  5. Contact Us Today
With a population of more than 160,000 people, Jackson requires health benefits plans for its citizens. The city, whose main economy is driven by the timber industry, is one of the major economic drivers of Mississippi. Jackson, like the rest of the American population has, over the years, come to appreciate the need to have proper healthcare, which is essential for the daily functioning of an individual. This has, over time, led to the emergence of group insurance as a form of employee benefits.

Jackson group health insurance plans

Group Health Insurance and Employee Benefits

Group health insurance is tailored to cover a specific group of people working together. Employee benefits packages, on the other hand, are non-commissioned benefits or perks that employees receive in addition to their monthly wages. This increases productivity in the workplace in addition to creating a conducive working environment for your employees. Different employers provide different benefits for their workforce.

Who We Are?

Located in San Jose, CA, Taylor Benefits offer group insurance and employee benefits plans for both large and small businesses. Our company has been providing group insurance and employee benefits plans for our nationwide customers since 1987. This translates to more than 25 years of premium services around the clock.
Taylor Benefits is ready to provide group insurance and employee benefits to our clients in Jackson, Mississippi.

Dial 800-903-6066 and get free consultation on Jackson Group Health Insurance & Employee Benefit Plans

Insurance Products by Taylor Benefits

Taylor Benefits offer different insurance products for both small and large businesses. Among our products are health insurance, voluntary insurance and many more.
Our group and employee benefits include:

  • Retirement and pension
  • Health insurance
  • Dental insurance with different dental plans.
  • Vision insurance
  • 401k
  • Section 125 cafeteria plans
  • HSA
  • Short and long-term disability insurance
  • Life insurance
  • Long-term care
  • Large group health insurance
  • Small group health insurance

Are you looking for a Jackson Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

Why Taylor Benefits?

Our company is best suited to provide you with both group insurance and employee benefits for a number of reasons.

We are independent insurance brokers hence we will directly work with you. This ensures that you get customized services that will fit your budgetary plans. We have access to all carriers nationwide for health insurance and other benefits plans. In addition to that, we also ensure that our client’s carriers maintain competitive positions in the market by doing annual studies.

Our integrated online human resource (HR) management system is suitable for your HR and benefits plans administration which reduces your work as an employer. We also offer COBRA administration to all our clients through a 3rd party administrator.

Our company will also keep you updated with any compliance issues and as new provisions of the health care reform law become effective.

Jackson group health benefits and employee insurance plans

Contact Us Today

Health insurance and benefits plans should not be a headache with Taylor Benefits in the loop. Call us today on 800-903-6066 (toll-free) or 408-358-7502 (local) and get professional help. You can also visit our website for more information on our products and services.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066