To flourish as a company in Gardena, you must provide your employees with the cheapest yet most dependable group health insurance and employee benefit plan. Not only does this satisfy their own needs, but the needs of their families as well. This can be difficult for anyone not experienced in the insurance agency, especially since the standards and requirements of the Affordable Care Act change annually. Taylor Benefits Insurance Agency is experienced and waiting to help all those in need. We work with the absolute best insurance carriers in California and are able to negotiate costs and customize plans due to our 25 years of working in the insurance industry.
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HMO- This strict yet basic health plan encourages employees to find health care within a specified network of providers and facilities. Although this plan doesn’t give much freedom to those that take advantage of it, it is much cheaper.
PPO- This more lenient plan gives all those that qualify at your company more freedom. They can choose their doctors and healthcare facilities. However, if they choose to go through in-house providers, they can save money on the healthcare services provided to them.
HSA- A tax-free savings account that’s used to provide financial relief when insurance doesn’t cover all health expenses.
FSA- A tax-free, flex spending account provided through the Section 125 cafeteria plan.
There is a lot more offered aside from the most basic plans listed above. While consulting with one of our brokers ask about 401(k), workers compensation, retirement, long term care, disability, and other health and benefit plans. It is possible to address the needs of all your employees and their families by having a plan customized by our brokers.
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