PPO- this plan gives your employees more freedom with their healthcare. They can choose their health providers and facilities. They’re able to save more by using in-network providers.

HSA- a health savings account that remains untaxed. Your earnings will be saved for you to use towards future health expenses not covered by insurance.

HMO- employees will use specified healthcare providers dependent on the health organization chosen. The providers will be relevant to the current health concern.

FSA- a flex spending account usually set up through a Section 125 cafeteria plan.