Fountain Hills Group Health Insurance & Employee Benefits Plans

Located northeast of Phoenix, Fountain Hills is a rapidly growing community of just over 23,000 people. Fountain Hills is a prosperous area, and local employers can draw from a skilled labor pool. Competing for the best potential employees can be a challenge, and successful companies often gain a boost in hiring when they add health insurance to their benefits package.

Group Health Insurance and Employee Benefits

Group health insurance is a popular benefits choice among employees, ranking alongside paid time off and retirement savings assistance. This preference is primarily due to its cost-effectiveness compared to individual plans and the potential for better coverage.

While small companies aren’t required to offer coverage to their employees, providing group health insurance can yield advantages. Workers enrolled in company-sponsored plans tend to display increased loyalty and productivity. Moreover, businesses may recoup some of the cost through tax deductions and often share the premium expenses with their subscribers

What to Look for in an Insurance Provider

If your company decides to proceed with including insurance coverage in the benefits package, that’s a big first step. However, the next step is also significant—choosing the right provider for your needs. That choice is a big one and requires a lot of work to research and evaluate potential insurance company providers. Here are some of the things to consider when deciding:

• Does the insurance company have a great reputation and ample financial resources? It’s important to determine whether the insurer will be able to meet its obligations.
• Does the insurance company demonstrate excellence in customer service and have an effective claims processing system? These support elements are key to your employees’ satisfaction.
• Does the PPO or HMO network include the most sought-after medical providers in the community? Your subscribers will want to be sure they can visit the practitioners they prefer.

Benefits of Working with an Insurance Broker

The calculation of which company is the best match for your organization can be stressful and time intensive. You might prefer to partner with an independent insurance broker like Taylor Benefits Insurance. Using a broker will always save time and often you can reduce your expenses as well.

Brokers are not affiliated with insurance companies, so they put your interests first. The broker will conduct the research necessary to determine a suitable fit between your needs and the insurer they recommend for you.

Brokers are quite familiar with the industry regulations, so they can ensure that your benefits program complies with all applicable rules, including the ACA.