Fort Oglethorpe Group Health Insurance & Employee Benefit Plans

Group Health Insurance and Employee Benefits

Group health insurance and employee benefits are highly appreciated by most employees. Most of them will accept a lower salary in favor of these employee benefits. This works to the advantage of the employer and helps them in achieving a healthy bottom line. Besides, they are able to recruit the most talented employees and retain them which reduces employee turnover, and the cost of recruitment.

The preventive and wellness cover will ensure the improved health of workers thereby reducing absenteeism and boosting productivity. Moreover, all the employees get the same benefits which promote a feeling of belonging to a community. In addition, the business will enjoy a tax advantage; this money can be reinvested back into the business. If an employer works with a reputable insurance broker, they will be able to take advantage of group rates to command cheaper rates for their plans.

What to Look for in an Insurance Provider

Outlined below are the primary qualities of a good insurance provider to look out for so as to select the best fit for your needs.

• Customer satisfaction – A good insurance provider should have a high rating on its customer satisfaction. They should provide excellent customer service, and solve their customer issues fast and effectively.
• Price – Different policies have different charges therefore ensure you get different quotes and compare them. All insurance providers offer different rates for their insurance products, so it is important to shop around before making a commitment.
• Claims processing – Choose an insurance provider who can process claims quickly and fully. They should be able to compensate a customer satisfactorily.

Benefits of Working with an Insurance Broker

Getting an insurance policy that best meets your specific needs can be quite a challenge, considering that most insurance providers offer generic products. Involving an insurance broker will help you get the best policy. Here are some advantages of using an insurance broker:

• Insurance brokers get their commission from insurers therefore they do not charge more for their services. They will also get you low cost premiums because they are given premiums at different rates.
• You will get a wide selection of options to choose from. They have access to a wide variety of products and will guide you through them so that you can choose the most appropriate cover.