El Mirage Group Health Insurance & Employee Benefits Plans

El Mirage, AZ, is a community with 35,000 residents located along the Agua Fila River northwest of Phoenix and adjacent to Luke Air Force Base. The local citizens have ample employment options, including the base operations, and the area employers need to enhance their benefits packages to successfully recruit the skilled workers they need.

Group Health Insurance and Employee Benefits

Group health insurance is a benefit that employees frequently prioritize. Employer-based insurance is almost always more cost-effective for the subscriber and promotes enhanced financial stability. However, some employers hesitate to commit since the coverage is expensive for them. Many find the value is worth the cost, especially since they can share the premium cost with the workers.

Furthermore, many companies report that their employees are more productive and exhibit greater loyalty to the organization once health insurance is added to the benefits package. Also, the sponsoring company can recoup some of the cost through tax deductions in many situations.

What to Look for in an Insurance Provider

Once a company makes the decision to incorporate health insurance into its benefits plan, the next challenge is selecting the right insurer. This process requires thorough research and evaluation to identify the most fitting provider that meets your specific needs. Here are a few key considerations:

1. Customer Service Reputation: Choose an insurance company with an excellent track record in customer service. Your employees will expect efficient claims processing and readily available support for their inquiries.
2. Financial Stability: Ensure that the chosen insurer possesses the necessary financial resources to fulfill its obligations promptly. Swift claim settlements are crucial.
3. Comprehensive Network: Verify whether the insurer’s network includes the medical providers preferred by your employees. It is vital to confirm that top-quality doctors and hospitals in the community are part of the coverage.

Benefits of Working with an Insurance Broker

If the prospect of investing significant time and effort in selecting an insurance provider appears daunting or you’d rather not be sidetracked from running your company, you may prefer to partner with an independent insurance broker like Taylor Benefits Insurance.

Brokers can prove invaluable by not only saving you time but also potentially reducing costs. They already know the industry players, so they can save time by efficiently pinpointing the most suitable insurance company for your circumstances, objectives, and budget. Brokers operate without affiliations to specific insurers, which allows them to offer unbiased recommendations for the best products tailored to your organization’s needs, and they may even incorporate offerings from multiple vendors to ensure a comprehensive solution.

Call 800-903-6066 for a free consultation about Group Health Insurance and Employee Benefits Plans.