The enactment of the Affordable Care Act (ACA), has improved the quality, availability and affordability of general health care in America. Health care policy makers in the United States are required to build on the ACA progress to deliver an improved health care system, system reforms, reduce costs and offer financial assistance. In America the private sector health plans are covered by Employee Retirement Income Security Act (ERISA), which protects participants and beneficiaries of employee benefits plans.
Decatur City, also known as ‘The River City’ is located on the banks of Wheeler Lake, in northern Alabama. It is the largest city in Morgan County with a population of about 55,000. Its economy is based on manufacturing and hi-tech industries.
Group health insurance is offered to employees of a company by the employer, in order to take care of their health and that of their dependents. Group health coverage reduces the cost of premiums because people are pooled together and so the risk is spread among them.
In order for an employer to keep his employees motivated and happy, one has to provide incentives. One of the most effective ways to do this is to offer an incentive like group health insurance. An employer increases productivity due to increased morale among the employees.
There are some important qualities to consider when selecting an insurance provider so as to get a provider that meets your needs. Check the licensing of the insurance provider. Make sure they are compliant.
Check the quality of the rating of the insurance company you want to work with, compared to other companies providing the same services. This information can be found online or in your local library.
Research about the company’s financial strength to ensure that they are able to meet your long term financial needs. Check from their current clients and past claims to see if they handled them satisfactorily.
When working with insurance brokers, you are assured of working with experts. They understand your lifestyle and provide an insurance plan that will meet your needs. They have a personalized service. A client manager is assigned to you once you engage a broker. They conduct an in-depth interview and can also conduct site visits for risk assessment.
It is easier to work with insurance brokers because they are more proactive, they offer online services and reassure customers personally. The cost of using an insurance broker is lower, because insurance companies offer different rates to them. They are independent with no attachment to one particular company, so they focus primarily on the client.
Taylor Benefits insurance agency, is a group health insurance broker, with over 25 years of experience. We are a nationwide leading employee benefits plan specialist offering choice and flexibility in your coverage and benefits plans. Located in San Jose, California we have a presence in Decatur City and across the country.
Our complementary online HR management system assists our clients with their benefits plan administration.We shop your benefits plan at each renewal yearly to ensure that your insurance carrier maintains a competitive position in the market.
Over the years we have identified the most popular plans among our clients enabling us to meet your needs and goals. The products offered at Taylor Benefits include:
Are you looking for a Decatur Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.
Taylor Benefits is best suited to offer you group health insurance and employee benefits. Being an independent insurance broker, we have access to all health insurance and employee benefits carriers in Decatur City and across the country. We work with them on your behalf to get the best price for your plan.
You will benefit from our great communication channels which makes sure our clients have all the relevant information to help them make the right decision. We offer a complementary COBRA administration through a 3rd party if your company needs it.
Call us now on our toll-free number 800-903-6066 to talk to an agent or request for a quote here.
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