Dearborn Heights Group Health Insurance & Employee Benefit Plans

With close to 60,000 people, the city of Dearborn Heights continues to play a major role in the overall stability of Michigan. Considering that most people living in Dearborn Heights are employed by the government, it would be easy to find an affordable health insurance plan that caters to all of them.

Group Health Insurance and Employee Benefits

This can only be achieved by using group health insurance. This also speaks to other employers in the region. Group health insurance allows you as an employer to offer your employees health insurance as a form of employee benefit. One key advantage of this plan is its affordability and effectiveness similar to an individual insurance package. Providers don’t even incur losses because the cost of insurance is covered by a large group of people.

What to Look For In an Insurance Provider

For you and your employees to fully benefit from a group health insurance plan, you need to find an insurance provider who is serious about providing you with quality service. To get the right insurance provider, there are certain factors to consider. These will help you determine whether an insurance provider is worth your time and money. They include:

  • Check your provider’s solvency situation. Due to market volatility, insurance companies fold from time to time, these companies are unable to withstand sudden or protracted disruptions to the market. Avoid such providers because they will incur heavy losses. Therefore, it is important to check whether your provider is financially capable of covering you. This information can be found in your state’s insurance department.
  • It would, therefore, help to only deal with an insurance provider who is registered in your state. A state registered provider makes it easy for you to gather crucial information enabling you to make an informed decision.

    • Benefits of Working with an Insurance Broker

    You can go through all the trouble of finding the right insurance provider or you can use an insurance broker. Insurance brokers are strategically positioned so that they are able to deal with both the insurance provider and the consumer while ensuring that both are satisfied. For you as a consumer, you stand to gain more because an insurance broker does not work for the provider but instead, works for you. Here are some of the benefits of working with an insurance broker:

  • An insurance broker is not only conversant with insurance policies, but also the risks that are associated with whichever policy you might choose. Therefore, an insurance broker will help you understand the risks involved as well as help you work out ways to deal with them.
  • Their knowledge of insurance policies and the forces behind them allows them to act as your agents. This way, they can negotiate the prices offered to you by an insurance provider.
  • Some insurance brokers will also give you valuable advice in situations such as placing claims with an insurance provider.

    • Dial 800-903-6066 and get free consultation on Dearborn Heights Group Health Insurance & Employee Benefit Plans

    Who We Are

    Taylor Benefits is an insurance brokerage firm that was started in 1987. We have managed, over the years, to expand our services across the entire nation. We deal with both large and small business. Our headquarters are located in San Jose, California.

    Dearborn Heights group health benefits and employee insurance plans

    Insurance Products by Taylor Benefits

    We offer a wide range of insurance products that fit different groups of people. Our products include:

    • Retirement and pension
    • Health insurance
    • Dental insurance with different dental plans
    • Vision insurance
    • 401k
    • Section 125 cafeteria plans
    • HSA
    • Short and long-term disability insurance
    • Life insurance
    • Long-term care
    • Large group health insurance
    • Small group health insurance

    Are you looking for a Dearborn Heights Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

    Why Taylor Benefits

    Taylor Benefits is the best firm for you because we have the experience to ensure that all your insurance needs are covered. Our company treats all our customers as family, which ultimately helps us do our best to make them happy. Here are some of the reasons why you should consider Taylor Benefits:

  • We have access to all major carriers in the market. Additionally, during your renewal period, we will evaluate these carriers to ensure that we only retain the most competitively priced ones.
  • We offer complimentary services such as Cobra administration through a 3rd party administrator when you need it.

    • Contact Us Today

    We would love to help you achieve your insurance goals. Call us today on 800-903-6066 and talk to one of our representatives. You can also visit our website for more information.

    Written by Todd Taylor

    Todd Taylor

    Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

    We’re ready to help! Call today: 800-903-6066