Dallas Group Health Insurance & Employee Benefit Plans

The city of Dallas, Oregon, was originally named Cynthiana, before its name change to the current Dallas, to suit its status as a county seat. It has one highway that serves the city and it is home to Polk County Itemizer, which is a weekly newspaper. It also has one licensed radio station.

Why Offer Employee Benefits?

Every insurance provider would like to employ the best staff and retain them so as to avoid the high costs of frequent recruitment. Employee benefits help you employ the best talent and positions you ahead of your competitors. Your employees will be highly motivated and productive. They also associate with your business and have a feeling of ownership which reduces turnover. Moreover, it promotes a feeling of a community among the employees because the benefits are uniform. It also takes care of the dependents of your staff which greatly reduces their health care expenses and promotes loyalty. As an employer, you are in a position to command cheaper group rates and get reduced tax liabilities.

How to choose an Insurance Provider

We have many insurance providers each promising the most competitive prices and the best coverage. This calls for careful research on your part so as to choose the best one for your needs. In order to make the right selection, consider the following:

• Licensing – In order to be sure that you are working with a legitimate company, ensure that it is licensed by your state.
• Customer service – The insurance industry is service based and you do not make a purchase, consume the goods and forget. You need to be able to reach the company for clarification. A reliable customer service should be accessible through various means round the clock.
• Financial stability – Make sure that the company makes wise investments and manages its resources well to offer payment of claims at any given time of the year.
• Reputation – choose a company that has a good reputation of making compensation and handling its customers well.

Benefits of an Insurance Broker

You can purchase an insurance policy directly from the insurer or engage an insurance broker. However, a broker presents more benefits. These include:

• Better policies – Since they do not work for a particular company, they compare options from various carries to offer better policies at cheaper rates.
• Claims management – They handle the claims process by helping you in filing for claims and completing all required paperwork.
• Expertise – They have a good technical knowledge and expertise, so they offer expert advice and suggestions to make the right choice.
• Flexibility – Insurance brokers are proactive and flexible. They respond to your queries online, through phone calls, text messages and emails – just for your convenience.