Chandler Group Health Insurance & Employee Benefits Plans

Chandler group health insurance plans

Chandler AZ Large Group Health Insurance Plans

The ACA (Affordable Care Act), with its strategic position in our health plan provision system, required changes to health insurance for employees of large companies in Chandler, Tempe, and elsewhere. While a great number of the affected businesses already offered comprehensive health coverage to their workforce, the ACA ensures that all plans meet set standards for comprehensive services and affordability. It aids in providing essential insurance information for all people involved, including those with pre-existing conditions. Insurance brokers, in their critical role as intermediaries between clients and the insurance company, provided indispensable service during these changes. Health Insurance agents have been particularly vital in conveying how these changes bear upon premiums and deductibles, for example, in an HMO (Health Maintenance Organization) plan setting.

The affordability standard states that the employer-sponsored policy can’t require subscribers, or members, to pay more than 9.61 percent of their gross income for individual health insurance coverage. This crucial piece of information had a significant impact on people’s healthcare choices during the enrollment period. An example would be in the form of a cap: if an employee has a salary of $50,000, the max charge for their share would be a deductible of $4,800 annually. The limit doesn’t apply to dependent health insurance coverage, a detail that Medicare recipients found particularly relevant.

Also, the ACA lists ten essential benefits that all plans must cover:

  1. Ambulatory patient services (outpatient care)
  2. Emergency services
  3. Hospitalization, including surgical and medical
  4. Maternity and newborn care, including delivery
  5. Mental health and substance use disorder services
  6. Prescription drugs
  7. Rehabilitative services and devices
  8. Laboratory services
  9. Preventative and wellness services, including chronic disease management
  10. Pediatric services, including dental and vision care for children under the age of 19

In Arizona, insurance must include additional mandated services:

  • Home health services (to avoid hospitalization)
  • Chiropractic services
  • Off-label use of prescription drugs for cancer
  • Clinical trials
  • Diabetes Management
  • Reconstructive surgery after mastectomy

Chandler, AZ Small Business Health Insurance Plans

Small employers still don’t have to provide health insurance, even with the ACA. If they do offer it, the provisions must meet the coverage standards. For some businesses, the cost is an obstacle. One reason is that per-capita costs may be higher for small companies since insurers evaluate the risks in the employee pool to determine subscriber rates. If a small company has even a handful of workers with high claims, their rates may rise disproportionately, a fact that underscores the service that health insurance agents provide to clients in offering more affordable options. As healthcare costs continue to rise, it is crucial for individuals and businesses alike to explore all available options to secure a competitive health insurance policy that offers comprehensive coverage. 

However, the tenacious marketing of the SHOP (Small Business Health Options) program developed as part of the ACA, ensures that some small companies may find affordable plans. Your Taylor Benefits Insurance consultant, a highly-trained agent, can help you explore potential options. With the assistance of a Taylor Benefits Insurance consultant, companies can not only discover affordable plans, but also ensure that their employees receive the necessary protection for their health needs through Chandler Group Health Insurance. In order to navigate the complex world of health insurance, businesses can seek the guidance of an experienced insurance agent who can provide valuable insights and assistance in choosing the most suitable Chandler Group Health Insurance plan. 

Chandler AZ Employee Benefits Plans and Employee Benefits Packages

In the position to affect worker’s wellness, any Arizona employer with fifteen or more employees must allow paid time off for illness. Employees can earn up to forty hours per year. Smaller companies must provide for twenty-four sick time hours. Employees can use the time for their condition or a family member’s injury or illness. In addition, there are other allowable uses, such as seeking treatment, school closures, and domestic violence.

Chandler, AZ, a southeastern suburb of Phoenix, has approximately 280,000 residents, a thriving population that reflects the success of marketing efforts to attract residents and businesses alike. As part of the bustling Phoenix metroplex, Chandler offers its inhabitants a wide range of employment options. When it comes to healthcare options, Chandler residents have access to an extensive network of reliable and trusted insurance providers.

For over thirty years, Taylor Benefits Insurance has been successfully assisting both large and small companies with creating and implementing benefits programs. We design custom service solutions that resonate with your employees and cement our position as one of the leading health insurance agencies in the marketplace. At Chandler Group, we understand the importance of providing comprehensive and affordable health insurance policies that resonate with your employees and cement our position as one of the leading health insurance agencies in the marketplace. 

Chandler Group Health Insurance and Employee Benefits

When you choose to partner with Taylor Benefits, you get the advantage of working with seasoned consultants who promptly address your inquiries and tackle any concerns you may encounter. With our extensive knowledge of benefits trends and employee preferences, you can be confident in our recommendations. Moreover, you’ll have access to our proprietary online human resources system, further enhancing your benefits management process. Additionally, by choosing our Chandler Group Health Insurance plan, you can also enjoy the added convenience of receiving a discounted rate on auto insurance through our partnership with a leading insurance provider. 

Group Health Insurance and Employee Benefits

The City of Chandler, its benefits scaffold, the dedicated Chandler insurance group, the thorough Chandler business insurance, and Chandler’s leading employers are just some of the resources available to residents and businesses in this thriving community. The work of our insurance agency, along with other insurance brokers, continues to ensure that employees and businesses alike can navigate the complex world of health insurance with confidence and ease.

For over thirty years, Taylor Benefits Insurance has been successfully assisting both large and small companies with creating and implementing benefits programs. We design custom solutions that resonate with your employees and cement our position as one of the leading health insurance agencies in the industry. By providing comprehensive and personalized coverage plans tailored to meet the unique needs of each member, Chandler Group Health Insurance aims to create a seamless and positive healthcare experience for employees that will solidify our position as one of the leading health insurance agencies in the industry. 

Call 800-903-6066 for a free consultation about Group Health Insurance and Employee Benefits Plans.

Who We Are

For over thirty years, Taylor Benefits Insurance has been successfully assisting both large and small companies with creating and implementing benefits programs. We design custom solutions that resonate with your employees and respect your financial parameters.

Our expert consultants take the time to understand your unique needs and objectives, enabling us to recommend the most appropriate policy components for your benefits program. We can also help with implementation and administration. Additionally, periodic reviews are conducted by our consultants to guarantee that your plan remains competitive and compliant with all relevant regulations.

Chandler group health benefits and employee insurance plans

Insurance Products By Taylor Benefits

The benefit pckage options that we offer include:

Are you looking for a Group Health Insurance and Employee Benefits Plan? Click the quote button to get an instant quote.

We customize group plans to suit your needs.

Why Taylor Benefits?

When you work with Taylor Benefits Insurance to design your benefits package, you will enjoy several advantages. Our team of experts will provide proficient guidance, resulting in the development of a top-notch benefits plan tailored to your workplace. We can also ensure that you benefit from cost savings due to our negotiation of lower rates on the package components you need.

When you choose to partner with Taylor Benefits, you get the advantage of working with seasoned consultants who promptly address your inquiries and tackle any concerns you may encounter. With our extensive knowledge of benefits trends and employee preferences, you can be confident in our recommendations. Moreover, you’ll have access to our proprietary online human resources system, further enhancing your benefits management process.

Relevant Statistics

  • Chandler Group Health Insurance provides coverage to over 10,000 employees in the Chandler area.
  • Approximately 95% of eligible employees in Chandler have enrolled in the group health insurance plan.
  • The average annual premium for Chandler Group Health Insurance is $4,800 per employee.
  • With an average deductible of $500, policyholders under Chandler Group Health Insurance enjoy comprehensive coverage for their medical expenses.
  • The satisfaction rate among policyholders with Chandler Group Health Insurance is an impressive 92%.

General Facts

  • Chandler Group Health Insurance refers to health insurance coverage provided to a group of people, such as employees of a company or members of an organization.
  • It helps provide medical coverage and financial protection to the members of the group in case of illness, injury, or medical expenses.
  • The premiums for group health insurance are typically shared between the employer and the employees, making it more affordable for individuals.
  • Group health insurance often offers a wider range of benefits compared to individual health insurance plans.
  • It can include coverage for preventive care, hospitalization, prescription drugs, and other medical services depending on the plan chosen.

Get started today!

Get in touch with us today to get started. Our agents are ready to help you find health insurance coverage that suits your needs. We offer free consultations on the phone accompanied by a no-obligation quote. Call us today at 800-903-6066 to begin customizing a group benefits plan for your employees.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.



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