Our San Jose insurance agency is very active in the California group dental insurance marketplace. Whether you are investigating dental insurance for an individual, a group plan for a small start up, or a partially self-funded multi-state corporate group plan, we are prepared to assist you.
We can help you evaluate your needs, survey the marketplace, prepare side by side plan and price comparisons for your review, and then help you implement the plan(s) that you determine best meet your objectives.
If you are a business owner pondering over what kind of benefits to offer your employees, consider this: Surveys have shown that employees value dental insurance over life or disability insurance.
That being the case, can you see how including a dental plan in your group insurance package can serve as an employee retention and recruitment tool?
Most dental plans usually pay 100% for diagnositc and preventive services. This includes cleanings, oral exams, and x-rays.
For other basic services like fillings, extractions, root canals, and treatment of gum disease, cental plans usually pay at 80% after a small deductible.
For major services like crowns, inlays, onlays, bridges, and full or partial dentures, dental plans usually pay at 50% after a small deductible. There is usually a 6 or 12 month waiting period before major services like these are covered.
Dental plans also offer an optional rider for orthodontics which usually pays 50%. There is usually a 24-month waiting period before Orthodontics will be covered.
We’re ready to help! Call today: 800-903-6066