Bay Area Group Health Insurance

 Bay Area Group Benefits & Employee Health Insurance

Taylor Benefits is a leading independent benefits and group insurance agent that specializes in helping businesses in the San Francisco Bay Area to offer affordable, comprehensive health plans and retirement benefits. If you’re a small or medium sized business owner and thinking about changing your benefits options or health insurance offerings, contact us today to learn how we can help. We offer a number of coverage and benefit options, including the following:

• Group benefits & employee health plans
• Employer-sponsored retirement, pension & 401(k)
• Worker’s compensation & disability (short & long term)
• Health savings accounts (HSA) & Flex spending accounts (FSA)
• Fee for service plans (indemnity)
• Managed care
• Extension of benefits coverage (COBRA)
• Employee pharmacy & prescription coverage
• Life insurance and long term care
• Section 125 cafeteria plans
• Employee wellness plans
• Group medical, dental & vision insurance

Need a cost estimate for employer-sponsored benefits in the Bay Area? Call us today at the number at the top of the page to learn more, or you can get a FREE instant price quote by completing the short form to the right! No payment or obligation required.

Helping Bay Area Businesses Provide Quality, Affordable Employee Benefits

Choice & Flexibility – Working with an independent group insurance agent means that you have more choice and flexibility than if you sought out a plan directly from a carrier. With access to all major health plans and companies in the Bay Area and throughout California, we are able to craft customized benefits solutions that are tailored specifically to the needs of your employees and the goals of your business. When you go through an insurance carrier, you are limited to the choices and plans they have to offer, rather than having a professional work within the parameters that fit your business to find the best available choice on the market.

To stay up to date on health care issues and legislation in the state, visit the  California Healthcare Foundation’s California Health Care Almanac.

Forward Looking Benefits – One of the challenges currently faced by small and medium sized businesses is how to affordably offer a competitive benefits package. Due to changes in health care law, companies now face a potential penalty for not offering a qualified health plan to their employees, while companies that do meet the standard might qualify for a tax credit. Unfortunately, the laws that govern health care options and employer-sponsored offerings are set to undergo many more changes in the years that lie ahead, which is one of the primary benefits of working with an independent agent. At Taylor Benefits, we not only help you find the best group insurance and benefits offerings currently available, but we do so with an eye toward the future and potential changes that may be coming down the line.

Visit the Small Business Administration website to learn about what types of employee benefits are required and how to best retain your top employees. 

Plan Analysis & Guidance – All of our clients receive a HR tool to help them administrate benefits, as well as a complementary annual policy review. We work with you during the renewal period to ensure that what you currently offer is working for your business and compatible with both current and upcoming health care law, as well as your company’s financial and coverage goals.

Find out how to streamline your company’s benefits management and control costs while attracting the brightest in your industry! Call us today for a FREE phone consultation or request a proposal through our FREE online request form!