Attalla Group Health Insurance & Employee Benefit Plans

Attalla group health insurance plans

Attalla Group Health Insurance & Employee Benefit Plans

Attalla is the gateway to northeast Alabama. The largely industrial city provides a diverse pool of skilled labor for businesses and companies. Even then, you need to know how to stand out from the many employers in this city as the employer of choice.

Group Health Insurance and Employee Benefits

Offering employees a competitive benefits package is a double-edged sword for any business. While they understand the necessity, most employers are concerned about the costs. But when you consider the cost of failing to provide an attractive benefits package, you’ll see that it’s better to go for one.

It’s far less costly to offer benefits than to consistently hire and train new employees in Attalla. Having a high employee turnover can hurt your business more than just providing employee benefits.

Think about the income you will lose as well as other possible detriments to your overall productivity as a result of the loss of key employees.

Atalla AL Large Group Health Insurance Plans

Employers selecting a large group health insurance plan for a large company in Atalla, Alabama, have the opportunity to offer their workforce an excellent benefit while staying within their budget. They can do this by choosing a plan that provides the needed coverage options while giving the employee part of the responsibility for determining the cost.

How does that work? Suppose the employer wants to control how much it wants to spend per employee on a health insurance plan but still wants to allow the workers to choose between a PPO and an HMO, for example. Often a PPO (preferred provider organization) has a higher monthly premium and potentially higher co-insurance amounts than an HMO (health maintenance organization) because the PPO allows for out-of-network options. Suppose the less-costly option is $7000 per worker per year, and the more expensive option is $9,000 per worker per year. In that case, the employer could contribute a specific amount (like $6,000), with employees paying the balance through payroll deduction. Employers can offer these workers the ability to make those payments using pre-tax income, saving both the employee and employer by reducing the tax owed. Consult with your Taylor Benefits Insurance specialist to discuss the potential.

Atalla AL Small Business Health Insurance Plans

For small companies in Atalla, Alabama, the decision to provide a small business health insurance plan for employees can be challenging since the costs may be high, and administration can be a burden. Small companies aren’t obligated to offer insurance coverage under the Affordable Care Act. Still, it’s a great tool to aid in attracting the employees you want to hire and keeping the ones you already have.

Insurance plans have changed, partly in response to rising costs over the last fifteen years, so companies can hold down their share of the expense while still providing access for workers. More workers than ever before pay a deductible (including record participation in “high deductible plans”) and have a co-insurance payment when they use services. The popularity of high-deductible plans has risen with the advent of health savings accounts only available to individuals who subscribe to such programs. HSAs are different from the earlier and more common flexible spending accounts (FSAs) and offer substantial advantages for paying premiums, costs, and even saving for retirement.

Atalla AL Employee Benefit Plans and Employee Benefit Packages

Health insurance is typically the foundation of a benefits plan, but often workers expect more. Depending on how competitive the local labor market is, companies looking to attract top talent may need to provide a more robust package to hire and retain the best workers. Research shows that potential employees are looking for an array of options, including these:

  • Health Insurance
  • Paid time off (vacation, holiday, and sick leave)
  • Family leave
  • Retirement support
  • Dental and vision insurance
  • Flexible working schedules
  • Childcare support (and elder care assistance)

Dial 800-903-6066 and get free consultation on Attalla Group Health Insurance & Employee Benefit Plans

Who We Are

The professionals at Taylor Benefits offer real-world solutions to your group health insurance and employee benefits. We have long-standing relations with many top rated insurance carriers hence we will give you a solution that is tailor made for your needs.

We leverage our extensive experience, in depth knowledge of the industry and our network of insurers to provide competitive plans for you in Attalla.

Our benefits plans are more than just products, we are dedicated to client satisfaction by providing coverage that addresses the specific needs of your business and employees.

Insurance Products By Taylor Benefits

Our group health insurance and employee benefits options include:

  • Group health insurance plans
  • Dental and vision insurance
  • Medical insurance
  • Short and long terms disability insurance
  • Affordable Care Act (ACA)
  • Group retirement plans
  • 401(k) plans
  • Employee benefits and wellness plans
  • Health savings plans (HSA)
  • Group life insurance
  • Long term care plans
  • Section 125 cafeteria plans
  • Employee pension plans
  • Are you looking for a Attalla Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

    Why Taylor Benefits

    We are an independent insurance agency working with many top carriers across Attalla. This gives us the freedom to make decisions on benefits plans that meet your specific needs.

    Attalla employee benefits insurance

    What this means for you is that you also stand a better chance of saving money as opposed to working with a captive agency. Our access to a wide network of carriers means we’re able to link you with the right provider.

    We are determined to help you save money. Thus when your current carrier increases their rates, we will go back and shop for you quality coverage at a rate you can afford. In case your needs change, we will find a carrier that provides you with a solution that meets your needs.

    Contact Us

    Our professional benefits agents are waiting to hear from you. Get in touch with us today with all your inquiries or to request a quote. We take the time to understand your business needs before devising a benefits plan for you. Call us today for a free consultation on 800-903-6066. You can also request for a free proposal.

    We’re ready to help! Call today: 800-903-6066