Arroyo Grande Group Health Insurance & Employee Benefits Plans

Arroyo Grande group health insurance plans

With proximity to the beautiful Pacific Ocean, Arroyo Grande, CA, is a stunning city along the Central Coast. It is home to nearly 20,000 residents and offers tranquility and access to diverse recreational activities. As is the case throughout California, competition is intense for qualified workers. Businesses often choose to add health insurance to their benefits packages, even if they are exempt from the ACA requirements.

Taylor Benefits Insurance started in California over 35 years ago. We are a leading broker here and across the country, providing our clients with expert recommendations to help them offer robust benefits packages to their workforce.

Insurance Products by Taylor Benefits

Here are some of the options and services we have available for our clients:

  • Employee medical and health care plans
  • Group dental and vision coverage
  • Workers’ compensation insurance
  • Short and long-term disability insurance
  • 401(k), pension and employee retirement plans
  • Life insurance and long-term care
  • Cafeteria plans (IRS section 125)
  • Health Savings Accounts (HSA)
  • COBRA & benefits extension
  • Managed care & indemnity plans
  • Pharmacy and prescription drug plans
  • Tax-sheltered health accounts (HSA & FSA)

Call 800-903-6066 for a free consultation about Arroyo Grande Group Health Insurance and Employee Benefits Plans.

Do you know which employee benefits are required and which are optional? Find out with this resource from the Small Business Administration.

Qualified, Customized Plans From Taylor Benefits

Arroyo Grande group health benefits and employee insurance plans

Qualifying Plans Under ACA

The Affordable Care Act requires every company with more than 50 workers to provide affordable health insurance to their employees. In order to be compliant with the Affordable Care Act, the plans you offer to employees and eligible dependents must meet the minimum coverage and affordability requirements.

Plans must include these 10 essential health benefits in order to meet the criteria:

  1. Ambulatory patient services (outpatient care)
  2. Emergency services
  3. Hospitalization, including surgical and medical
  4. Maternity and newborn care, including delivery
  5. Mental health and substance use disorder services
  6. Prescription drugs
  7. Rehabilitative services and devices
  8. Laboratory services
  9. Preventative and wellness services, including chronic disease management
  10. Pediatric services, including dental and vision care for children under the age of 19

Customization

Taylor Benefits Insurance is not allied with any insurance companies. That means we aren’t obligated to steer our clients toward specific in-house policies. We take the time to get to know your company’s operations, budget, and objectives so we can create a plan that will meet your needs and stay within your budget.

Our consultants are industry experts, so they can effectively evaluate the various options that you can choose from. Furthermore, we can typically negotiate lower rates for you.

Contact Us

Click here to learn about tax provisions under the Affordable Care Act and how they may impact your business, depending on its size and number of full-time equivalent employees.

Are you looking for an Arroyo Grande Group Health Insurance and Employee Benefits Plan? Click the quote button below to get an instant quote.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066