Arcata Group Health Insurance & Employee Benefit Plans

Welcome to Taylor Benefits, your trusted partner for all your group benefits and health insurance needs in Arcata, CA. With 35 years of dedicated service, we are proud of our reputation as a leading independent insurance agent, helping companies like yours across the country.

At Taylor Benefits, we understand that each individual and business has unique requirements. Because we are not affiliated with insurance providers, we provide you with unbiased recommendations about the products and services that make sense for your business. Our consultants take the time to get to know your company so they can create an ideal benefits plan to satisfy your workforce, stay within your budget, and comply with applicable regulations.

While Taylor Benefits is not allied with insurance companies, we are well-known in the industry, and our consultants are experts. They can negotiate lower rates than you would be offered if you work directly with an insurer.

Insurance Products by Taylor Benefits

Taylor Benefits Insurance offers our clients a full range of benefits options, including:

  • Employee health plans and group benefits
  • Retirement, pension and 401(k) plans
  • IRS section 125 cafeteria plans
  • Employee medical, dental, and vision care
  • Group long-term care
  • Life insurance plans
  • Disability insurance
  • Tax-sheltered health spending accounts (HSA & FSA)
  • Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans
  • Workers’ compensation insurance
  • Benefits continuation (COBRA)
  • Employee health & wellness programs

Call 800-903-6066 for a free consultation about Arcata Group Health Insurance and Employee Benefits Plans.

Click here to visit our resource center and find out more information about what we offer.

Arcata group health insurance plans

Essential Benefits and Customized Plan Design

The Affordable Care Act (ACA) brought many changes to health insurance plans. Large companies that are obligated to offer health insurance to their employees must also meet specific coverage and affordability requirements. There are ten benefit areas that must be included in the policy:

  1. Ambulatory patient services (outpatient care)
  2. Emergency services
  3. Hospitalization, including surgical and medical
  4. Maternity and newborn care, including delivery
  5. Mental health and substance use disorder services
  6. Prescription drugs
  7. Rehabilitative services and devices
  8. Laboratory services
  9. Preventative and wellness services, including chronic disease management
  10. Pediatric services, including dental and vision care for children under the age of 19

To learn more about the 10 essential benefits of the Affordable Care Act, click here for a more in-depth explanation from the AARP website.

Smaller companies aren’t required to offer health insurance to their employees, but many do so anyway in order to position themselves as an attractive employer.

Strategy & Selection

One of the true advantages of working with an independent agent is that they are not tied to any specific health insurance plan or carrier. At Taylor Benefits, we work with every major health insurance carrier in California to help your company find the right plan. We take into account the details of your business–from plan design to your financial goals–to formulate a customized group benefits option that is designed to fit your employees, your company, and your industry. We offer a FREE annual policy review during renewal so we can ensure that your program remains compliant with applicable regulations and is bringing you the competitive edge you seek.

Contact Us

Are you looking for an Arcata  Group Health Insurance and Employee Benefits Plan? Click the quote button below to get an instant quote.

Written by Todd Taylor

Todd Taylor

Todd Taylor oversees most of the marketing and client administration for the agency with help of an incredible team. Todd is a seasoned benefits insurance broker with over 35 years of industry experience. As the Founder and CEO of Taylor Benefits Insurance Agency, Inc., he provides strategic consultations and high-quality support to ensure his clients’ competitive position in the market.

We’re ready to help! Call today: 800-903-6066