The city of Ames, Iowa, was named among the 15 cities that have recovered best from the recession. This city offers educational, recreational entertainment and business amenities that contribute to the growth of a strong community. Ames is an attractive location for new businesses and existing businesses to expand. One of the ways to foster business expansion is by attracting talented staff that are highly motivated and productive. This is not easy unless you consider offering incentives such as group health insurance and employee benefits. In fact, most employees are interested in working for employers who are offering a comprehensive benefits package in addition to an attractive paycheck.
Group Health Insurance and Employee Benefits
Group health insurance and employee benefits have gradually become an important factor when it comes to attracting, recruiting and keeping workers. This is backed up by findings of the 12th Annual U.S. Employee Survey by MetLife that revealed an increase in the number of workers who are inspired by benefits to either join or stay with an employer. Thus, when you have a solid benefits plan in place, you will earn your place among employees as an employer of choice when you are recruiting.
What to Look For In an Insurance Provider
Finding the right insurance provider for your group health insurance and employee benefit needs from a pool of providers in Ames is no mean feat but it is possible. All you need to do is ensure you are armed with the qualities you are looking for that include the following:
- The company’s ratings. This is crucial in determining the financial health of your company and their ability to fulfil their promises.
- Dispute resolution. You definitely want to find out if the provider has had any complaints filed against them in the past and how this was resolved to get a perspective of what you should expect.
- The size of the company. In most cases, large insurance providers are a good bet to work with since they have been in the industry long enough.
Benefits of Working with an Insurance Broker
Working with an insurance broker for your group health insurance and employee benefits presents a number of advantages that include the following:
- Brokers are usually committed to helping you understand your plan in detail.
- Insurance brokers will do the dirty and time consuming job of requesting for quotes from different companies, comparing the prices and even negotiating for the best rates for you.
- Brokers work with multiple insurance carriers hence they will ensure you get the right coverage for your needs.
