Alabaster Group Health Insurance & Employee Benefit Plans

Most employers in the United States voluntarily offer group health insurance to their employees because there is lack of a nationwide health insurance cover for American citizens. As one of the fastest growing cities in Alabama, and with a young population, the city of Alabaster also has a high commercial development mainly in the hospitality and retail industries. Businesses can take advantage of the low taxes and utility rates to set up shop here.

Alabaster group health insurance plans

Alabaster, Alabama Large Group Health Insurance Plans

As a large employer in Alabaster, Alabama, no doubt you already have a healthcare plan in place for your workers. Not only is that the right thing to do, but it's also an essential component of a competitive benefits package. When you review your large group health insurance plan, which you should do regularly (or when you experience substantial changes in company size or coverage costs), you may want to talk to a consultant at Taylor Benefits Insurance about your options.

Depending on your budget, the number of employees, and the needs of your workforce, you may be able to change your plan to save money and simultaneously improve the coverage your employees have access to. Of course, it’s important to review the details, but offering a range of plans might be beneficial. In some cases, you can extend your coverage by choosing a preferred provider or health maintenance organization. Another option to consider is a high deductible plan that partners with a health savings account. One thing is for sure—if you do change your current plan, be sure to communicate thoroughly with your staff about the new options in advance.

Alabaster, Alabama Small Business Health Insurance Plans

Small businesses in Alabaster, Alabama, seeking to add or enhance their small group health insurance offerings have terrific choices today, thanks in part to support from the Affordable Care Act assistance for small businesses. In addition, there are tax credits available to small companies that offer and subsidize health insurance and convenient access through the SHOP (Small Business Health Options Program). Another potential route to providing quality coverage for your team is to partner with other employers in multi-employer groups to take advantage of potential savings.

Alabaster, Alabama Employee Benefit Plans and Employee Benefit Packages

Creating the optimal employee benefits package for your company requires careful planning. Most employers want to offer benefits that will help attract and retain top-quality workers, but without going over their budget. An excellent place to start is with health insurance, which is among the most common employer-provided benefits and paid time off. These days, many workers expect to have access to these and may not consider working at a company that doesn't offer them. Beyond the basics, consider adding vision and dental insurance and assistance with retirement savings. In many cases, you can provide a well-rounded package for a reasonable cost, which will contribute to the health and satisfaction of your employees.

Group Health Insurance and Employee Benefits

Even though providing group health insurance to your employees is voluntary, it’s an investment worth looking into. It is can be instrumental in the success of your business. As an employer providing group health insurance you stand to gain a competitive position since you will attract the best employees in the job market and retain them. This ensures that you have your own pool of experts who are working towards the success of your business. It is also a pocket friendly venture since you’ll be able to command cheaper group rates.

Group health insurance goes a long way in showing that you care about the well-being of your workforce. This makes them more dedicated to their work and they identify more with your company. There is improved health among your employees due to the preventive and wellness cover which reduces absenteeism hence boosting productivity.

What to Look for in an Insurance Provider

Conduct some research so as to choose an insurance provider who will fulfill your needs. Some of the things to look out for include:

  • Licensing - You will need to enlist the help of your state’s department of insurance in case things go south. It is therefore important to work with an insurance provider who is licensed by your state.
  • Rates - Different insurance providers charge different rates therefore compare their rates before making any commitment.
  • Reputation - Check the reputation of the company by comparing the ratings of the insurance provider you want to work with, and that of other companies providing the same policies. Check how stable it has been over the years, how it handles its customers and the products it offers.

Benefits of Working with an Insurance Broker

You can enlist the help of an insurance broker to help you in shopping for your insurance policy. Some of the main advantages of using a broker include:

  • Working with an insurance broker presents you with many options. They work with many different insurers to find the best cover for you at the best prices. They even have access to policies which may not be available to the customer.
  • Insurance brokers are flexible and will work with you through whichever means you are comfortable with. They are able to communicate through calls, text messages or online.
  • They work independently and not for any particular company; therefore, they focus on the client to offer unbiased advice on all matters insurance.

Dial 800-903-6066 and get free consultation on Alabaster Group Health Insurance & Employee Benefit Plans

Who We Are

With over 25 years of experience, we are an industry leader in providing group health insurance to companies in Alabaster and across the country. We have established a strong working relationship with all insurance carriers in the country and we work with them to get you the best deals. We provide administration for your benefits plans throughout the year so you do not have to deal with them.
Alabaster Group health benefits and employee insurance plans

Insurance Products by Taylor Benefits

At Taylor Benefits, we craft insurance plans that will offer the best cover to your employees. Our group health insurance and employee benefits include:

  • Group health insurance plans
  • Affordable Care Act (ACA) compliance
  • Group pension and retirement plans
  • Group dental and vision insurance plans
  • Health Savings Accounts (HSA)
  • Section 125 cafeteria plans
  • 401k savings plans
  • Group short and long-term disability insurance plans
  • Employee benefits and wellness plans

Are you looking for a Alabaster Group Health Insurance & Employee Benefit Plans? Click the quote button to get an instant quote.

Why Taylor Benefits?

We are an independent insurance broker offering group health insurance and our plans come with great choice and flexibility. Our goal is to help you maintain a competitive advantage in the market. We provide Cobra administration through a 3rd party if you need it. We also carry out a market analysis at the renewal of your plan, to ensure your carrier still holds a competitive position.

Talk To Us

Contact us today, to help you craft the best group health insurance to see your business grow.  Call our toll-free number, 800-903-6066, for assistance or ask for a quote here.

We’re ready to help! Call today: 800-903-6066