Alabaster Group Health Insurance & Employee Benefits Plans

Table of Contents

1. Group Health Insurance and Employee Benefits
2. What to Look For In an Insurance Provider
3. Benefits of Working with an Insurance Broker
4. Who We Are
5. Insurance Products by Taylor Benefits
6. Why Taylor Benefits
7. Contact Us Today

Many employers in the United States voluntarily offer group health insurance to their employees because it helps them compete for employees, and most workers don’t have access to insurance from other sources.  The city of Alabaster is small but prosperous, with excellent commercial development, mainly in the hospitality and retail industries. Businesses can take advantage of the low taxes and utility rates to set up shop here.

Alabaster, Alabama Large Group Health Insurance Plans

As a large employer in Alabaster, Alabama, no doubt you already have employee benefits in place for your workers. Not only is that the right thing to do, but it’s also an essential component of a competitive benefits package. When you review your large group health insurance plan, which you should do regularly (or when you experience substantial changes in company size or coverage costs), you may want to talk to a consultant at Taylor Benefits Insurance about your options.

Depending on your budget, the number of eligible employees, and the needs of your workforce, you may be able to change your plan to save money and simultaneously improve the coverage your employees have access to. Of course, it’s important to review the details, but offering a range of plans might be beneficial.

In some cases, you can extend your coverage by choosing a preferred provider or health maintenance organization. Another option to consider is a high-deductible plan that partners with a health savings account. One thing is for sure—if you do change your current plan, be sure to communicate thoroughly with your staff about the new options in advance.

Alabaster, Alabama Small Business Health Insurance Plans

Small businesses in Alabaster, Alabama, seeking to implement or add to their small group health insurance offerings have terrific choices today, thanks in part to support from the Affordable Care Act, which enhanced assistance for small businesses. In addition, there are tax credits available to small companies that offer and subsidize health insurance and convenient access through SHOP (Small Business Health Options Program).

Another potential route to providing quality coverage for your team is to partner with other employers in multi-employer groups to take advantage of potential savings.

Alabaster, Alabama Employee Benefits Plans and Employee Benefits Packages

Creating the optimal employee benefits insurance package for your company requires careful planning. Most employers want to offer benefits that will help attract and retain top-quality workers, but without going over their budget. An excellent place to start is health insurance, which is among the most common employer-provided benefits, along with paid time off.

These days, many job seekers expect to have access to these business insurance and may not consider working at a company that doesn’t offer them. Beyond the basics, consider adding vision and dental insurance and assistance with retirement savings. In many cases, you can provide a well-rounded package for a reasonable cost, which will contribute to the health and satisfaction of your employees.

Group Health Insurance and Employee Benefits

Even though providing group health insurance to your employees is voluntary, it’s an investment worth looking into. It can be instrumental in the success of your business. As an employer providing group health insurance, you stand to gain a competitive position since you will attract the best employees in the job market and retain them.

Group health insurance goes a long way in showing that you care about the well-being of your workforce. This may enhance their loyalty and dedication to their work. Offering a comprehensive healthcare policy increases the opportunity for your employees to use preventive care and improve their overall health, which may also boost productivity.

What to Look for in an Insurance Provider

It’s a good idea for insurance seekers to conduct some research before choosing an insurance provider. Some of the elements to consider include:

• Licensing. It may seem obvious, but it’s smart to ensure an insurance pre-licensing provider you select is licensed in Alabama. Otherwise, you may encounter problems in resolving any issues.
• Rates. Insurance companies control their own pricing, so verify that you are getting the best available rates for the policy you choose.
• Reputation. Look into the reviews and community reputation of the insurer before you decide on one for your company. Consider how long they have operated in Alabama and find out how they are regarded by their customers.

Benefits of Working with an Insurance Broker

You can enlist the help of an insurance broker to help you obtain the perfect insurance policy. Some of the main advantages of using a broker include:

• An insurance broker will offer you more options. The broker works with a variety of insurers to find the best coverage at the best price for your business. They may have access to policy options that you might not otherwise be aware of.
• Insurance brokers are flexible and will work with you through whichever means you are comfortable with. A broker is often available for calls, text messages or email communications–whichever works best for you.
• They don’t have an obligation to any particular company; therefore, they focus on the client to offer unbiased advice on your insurance concerns.

Call 800-903-6066 for a free consultation on Alabaster Group Health Insurance & Employee Benefits Plans
800-903-6066