Adelanto Group Health Insurance & Employee Benefit Plan

Taylor Benefits Insurance Agency is the best choice you can make if you’re looking for group insurance and benefit plans in the Adelanto area.  As an independent broker, we have been providing world class service and value for decades and we work with all carriers that are competitive in the California marketplace.  We give you choice and flexibility in your options for your group coverage and benefits to ensure you have the necessary information to make the right decision for your business, financial requirements, and employee needs.

Adelanto group health insurance plans

Group & Employee Benefits

We provide group and employee benefit plans for the following:

  • Health insurance
  • Dental insurance
  • Vision insurance
  • Short and long term disability insurance
  • 401K plans
  • Retirement & pension plans
  • Section 125 cafeteria plans
  • Long term care
  • Life insurance
  • Dial 800 -903-6066 and get free consultation on Adelanto Group Health Insurance & Employee Benefit Plans

    Managed Care Health Coverage Options

    Understanding provider networks and plan types:

    • Preferred Provider Organization (PPO)-Customers can choose between in-network providers for better coverage and cost savings or out of network which will have some coverage but higher personal costs.
    • Health Maintenance Organizations (HMO)-Customers much choose a Primary Care Physician (PCP) and use an in-network provider to receive coverage for care with the exception of emergency services.
    • Exclusive Provider Organizations (EPO)-A combination of PPO and HMO, customers must choose in-network providers for coverage however they have the flexibility of not needing to choose a PCP.
    • Point of Service Plans (POS)-A different combination of PPO and HMO, customers must choose an in-network PCP however that provider can write a referral for an out of network provider and those services will be covered to a lesser extent like with a PPO.

    Helpful Links

    City of Adelanto- Business
    Investopedia- POS Explanation

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