Employers weigh many options when trying to decide on a group health insurance plan, but, in most cases, the choice comes down to money. In fact, research done by the Kaiser Family Foundation (KFF) found that the high cost of group health insurance premiums is the main reason why small businesses will choose not to offer health benefits to their employees. Even for employers that do offer coverage, the consistent rise in insurance premiums can elicit a ton ofRead Full Article Here
If you run a business that has only two employees, including yourself, you may be surprised to learn that you don’t need as many employees as you originally thought to be eligible for small business group health insurance. Though, it’s beneficial to understand what the definition of a small business is in the health insurance world. It can give you some insight into whether or not you qualify for group coverage for yourself and your employee. Continue reading to learnRead Full Article Here
Professional group health insurance brokers have the expertise needed to help you find the best plans for your business or organization. Overall, they can provide valuable assistance with guiding you toward making the right choices. When you work with a broker, they are not beholden to a specific insurance company and are not salesmen. Instead, health insurance brokers will help you compare different plans and polices to find the one that’s best for you. When working with a broker,Read Full Article Here
Kaiser Permanente, known widely as simply ‘Kaiser,’ currently provides insurance coverage to roughly 12.5 million people. They are the largest managed care organization in the nation, operating in eight states. Whether you’re a small business owner looking to provide health insurance to your team or you’re an employee wondering what your group coverage options are, we’re here to help.
While starting up your own business can be a massive undertaking in and of itself, it’s important not to neglect securing the best group health insurance plan for you and your employees. In fact, while not legally required for all businesses, offering health insurance coverage to your employees is crucial to the success of your small business. With so many options to choose from, a ton of questions, and most likely just yourself, instead of a full human resourcesRead Full Article Here
For many small businesses, offering a competitive health benefits plan to their employees can be difficult. This is especially the case when you have larger companies in your industry that are able to offer higher salaries and more comprehensive benefits packages. If you, as a small business owner, have found yourself stuck in this predicament, know that you’re not alone. In fact, research conducted by the Kaiser Family Foundation (KFF) found that the smaller the company, the less likely thatRead Full Article Here
Based in San Francisco, Blue Shield of California has been issuing health insurance to Californians since 1939. Nowadays, Blue Shield of California is one of the two provider organizations that offers coverage plans to all ZIP codes and counties in the Golden State. With over four million members, what compels so many California residents to choose Blue Shield for their health insurance coverage? For starters, the Blue Shield boasts that they are committed to delivering each and everyRead Full Article Here
Based in Minnetonka, Minnesota, United Health Group is the second-largest healthcare company by revenue and the largest insurance company by net premiums. UnitedHealthcare is their health benefits business, encompassing 80% of the company’s total revenue. In the United States, UnitedHealthcare provides health benefits programs to people of all ages and lifestyles, including employers, individuals, and also Medicare and Medicaid recipients. They work with over 1.3 million physicians and health care professionals, and around 6,500 hospitals and other facilities acrossRead Full Article Here
Employee Value Proposition, also known as EVP, has come on the radar of a large number of organizations in recent years. So, what is it and why should your company consider investing in it? Continue reading as we explore the definition of Employee Value Proposition, why it’s important, and the key components involved. That way, you can entice and retain top talent in such a competitive job market.
Covered California is California’s health exchange, which allows individuals and small businesses to shop for brand-name health insurance coverage at rates that are federally subsidized. The marketplace has two distinct programs: Individual Health Plans and Covered California for Small Business. For small businesses in California looking to provide their employees with medical coverage options, CCSB is highly advantageous. Continue reading to learn all there is to know about Covered California for Small Business, including who is eligible, the availableRead Full Article Here
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