Why provide an employee benefit or group health plan?

It's not just for employees. Your California company can also benefit from an employee benefits plan.

Nearly 60 percent of all Americans who have health insurance are covered by group health insurance, an employer-sponsored, or business employee benefits plan. Even with the decline of company group insurance plans because of rising premium costs, millions continue to take advantage of group plans for their many benefits. WHY?

• An employee benefits plan is very attractive to job seekers in California. With one to offer, your company will be in a better position to attract and retain the best and the brightest employees.

• An employee benefits plan can not only save the employee money, it can also save your company money. This is because business health plans offer a significant tax deduction. 100% of the employee benefits expense in the state of California can be written off.

• Group health plans are also not just more affordable for employers but also for employees. A study done in 2008 by Kaiser Permanente found that subscribers to group health insurance plans paid only about a third of the insurance plan costs from their paychecks as others on individual plans do – even with the rising cost of premiums. Another reason your employees may choose to stay with your company.

Individuals in group health plans here in California – including you, the employer – have more benefits including…

• California group health plans are guaranteed issue which means that the insurance company must cover anyone offered employment by the subscribing company.
• Insurance companies are not allowed to charge applicants with pre-existing conditions more than everyone else.
• Since companies have more people than most families do, employers have more leverage in negotiating better benefits for their employees and a wider variety of health insurance plans.

With so many benefits it only makes sense to have your own company health plan.

So where do you begin? First step is selecting an insurance agent who specializes in employee benefit plans.

Designing and negotiating employee benefit plans to get your company the best plan available in California at the best price is our specialty, and having Taylor Benefits Insurance Agency on your team is in itself another benefit.

We've been doing this since 1987, and since we are located in the heart of Silicon Valley, we've had plenty of experience working with businesses of all sizes, from large to small. Please read more about Taylor Benefits Insurance Agency's experience and expertise in creating and administering group health and employee benefit plans.

You may also request a group insurance proposal online for your California business. We'll follow up with your proposal and a phone call to address your questions.

We serve ALL California businesses

Please note that while our insurance agency is located in San Jose, CA, we do not confine ourselves to Santa Clara County, the Silicon Valley or the San Francisco Bay Area. We design employee benefit plans for companies throughout the state of California and are happy to meet you at your place of work to discuss the possibilities and to answer any question you may have.