Richmond Group Health Insurance & Employee Benefit Plans

Employee Benefits & Group Health Insurance | Richmond, CA

 

The Affordable Care Act, often referred to as Obamacare, has changed the way that businesses have to approach their employee health and benefit offerings. Depending on the number of full time employees, the requirements differ: small business with fewer than 25 full time employees may qualify for tax credits and companies with less than 50 full time employees are not required to offer health insurance.

 

 

Richmond, California
Richmond, California

 

Companies that have 50 or more full time employes and don’t offer health coverage will face a $2,000 tax per employee. There a few ways that companies are addressing the tax, some of which may not prove effective in sustaining a business in the long run. For examples, some companies are reducing hours so that they have fewer full time workers, but this runs the risk of losing some of your most valuable employees to companies that offer more competitive health benefits. (Not to mention the difficulty they will have in bringing in and keeping the top employment prospects in their respective industries.)

 

 

Want to know about how Obamacare will affect your business moving forward? Contact us today for a FREE consultation to learn about how to prepare an affordable health benefits package! All online inquiries qualify for a FREE group health insurance proposal by using our online request form!

 

Richmond Employer-Sponsored Health Benefit Plans

 

Taylor Benefits is an independent health benefit agent that serves businesses of all sizes throughout Richmond and Contra Costa County. An independent broker differs from an insurance company in that we are not limited to the offerings of just one company; you get to choose from all the insurance carriers in the state to find the best offerings for your employees and your business. Here are some of the options and services we provide:

 

  • Employee health, dental & vision insurance
  • Pension, retirement and 401(k) plans
  • Options and flexibility
  • Guidance on plan decisions & group benefits
  • Managed care plans: HMO & PPO
  • Group disability insurance (short & long term)
  • Long term care
  • Complementary online HR management tool
  • Life insurance
  • Section 125 cafeteria plans
  • Free yearly policy review during renewal
  • Flex spending and health savings accounts
  • Compliance and legal consultation

 

Curious how we can help you Richmond business or employee group? Call us at the number at the top of the page for a FREE phone consultation or get an instant cost breakdown by completing the short proposal request form! All price estimates are FREE OF CHARGE and require no obligation–call us today!

 

Richmond Health Benefit & Insurance Resources

 

Contra Costa County Health Disparities (PDF) – Health disparities are different results that are specific to certain groups based on a number of different factors. This document explores and explains some of those disparities for employee groups in Contra Costa County.

 

Healthy Communities By Design – Healthy Communities By Design is a Richmond based group that works to build environments and communities in which public health and treatment can thrive. Their website offers several resources including health care data, analysis and research to aid in planning community-driven health initiatives and projects.

We’re ready to help! Call today: 800-903-6066