Oakland Group Health Insurance & Employee Benefit Plans

Employee Benefits and Group Health Insurance in Oakland

Oakland, California

Oakland, California

2014 will usher in many changes for health insurance and group benefit providers and subscribers. The implementation of the Affordable Care Act–also referred to as Obamacare–means that the rules which govern the group benefit landscape will be changing. So too will the rates, coverage and plan options in California, which is leaving employees and business owners searching for answers about how to manage their shifting roles in the process while keeping the overall cost of insurance, retirement and disability benefits reasonable.

Managing costs and employee benefits is becoming an emerging focal point of running a successful business, especially with the uncertainty of the looming healthcare changes that will kick in during the coming years.

There is plenty of confusion around how these changes will affect businesses (especially small businesses) and the way in which health care costs and benefits will be regulated and administered.

As many people are just now finding out, the advantages of having an experienced professional in your corner are tremendous, especially given the harsh penalties that will accompany noncompliance starting from 2014 going forward. It is essential that businesses understand the potential savings and costs of the new healthcare law, as well as how their overall benefits package can impact the quality of their employees they are able to retain. 

Taylor Benefits is an independent broker with over 25 years experience in the industry. We represent all major insurance companies in Oakland and throughout the state of California, which allows us to negotiate with them on your behalf to get your the most affordable rate available that provides the coverage and benefits you need. Here are some of the group and employee benefits services we provide:

  • Employee medical, dental & visual insurance
  • Short and long term disability
  • 401(k) and retirement plans
  • Pension plans
  • COBRA
  • Section 125 cafeteria
  • Health Savings and Flex Spending Accounts (HSA/FSA)
  • Group life insurance
  • Long term care

To learn more about the many services we provide in Oakland, call us today at 1-800-903-6066 or fill out the form at the top of the page for a free proposal!

The Benefits of Selecting Group Insurance With an Independent Broker

Traditionally, when you purchase health insurance, you deal with an agent that operates on the insurance company’s behalf to sell you a product. Insurance agents tied to the companies whose policies they sell are typically less objective due to the simple fact that their job is to sell you a plan that works best for them, not what works for you.

When you use an independent agent like Taylor Benefits, you get the advantage of working with a professional that has the knowledge of an industry insider, but also one that is not motivated by pressure to up sell and recommend policies that do not fit your group benefit needs. Employer provided benefits are becoming an increasingly important factor when it comes to attracting the most qualified employees and we make it our mission to provide you the best plan at the best price, based on the best information and current industry trends.

Our interest and expertise are in coming up with a comprehensive benefits packages and group insurance plans that fit with the goals of your company, while meeting the needs and expectations of employees. We explain and help you evaluate your options every step of the way to ensure that your employees have access to the best group insurance, retirement, disability and life insurance available on the market.

Services and Resources We Provide For Business and Group Plans

All of our proposals for group plans (including small and large businesses) come standard with the following services provided:

  • Online HR planning tool
  • Evaluation of benefits needs
  • Negotiation with vendors
  • Plan Management
  • Ongoing communication
  • Risk assessment
  • Cost management
  • Assistance with compliance
  • Yearly review of benefits
  • Actuary services
  • Enrollment assistance

These are the core services we provide to manage and administer your group benefits and employee health insurance plans. We are also happy to address specific questions or concerns you may have regarding group benefits.

For more information, fill out the short form at the top of the page for a free proposal or call us for a consultation regarding group benefits today! 

Helpful links

Medicare.gov

Healthcare.gov

U.S. Dept. of Labor – PPACA

We’re ready to help! Call today: 800-903-6066